9974 Inmaculada Ln, Laredo, TX 78045 Property Records

Webb County property record for 9974 Inmaculada Ln, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,491 sqft · built 2019
Lot Size	0.108 acres (4,719 sqft)
Owner	2 Individual Names on Record
Last Sale	$181,500 (Aug 2020)
Tax Bill	$1,248 (2025)
Deeds & Mortgages	Aug 2020 Second Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`983-81011-090`

Property Details

APN / Parcel Number

Primary APN	`983-81011-090`
Alternative APN	`619892`

Interior

Stories	1 Story
Building Area	1,491 sqft Living Area
Gross Area	1,880 sqft
1st Floor Area	1,491 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,719 sqft (0.108 acres)
Garage Type	Attached
Garage Area	389 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	110 sqft

Location & Zoning

Street Address	9974 INMACULADA LN
City	LAREDO
State	TX
Zip	78045-4255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AQUERO, BLOCK 11, LOT 9, PHASE II
Legal Subdivision	AQUERO
Legal Phase	II
Legal Block	11
Legal Lot Number	9
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3017
Census Tract	1711

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9974 INMACULADA LN, LAREDO, TX 78045-4255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE BANK OF NEW YORK MELLON TRUST CO NA
Aug 10, 2020	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC
Nov 1, 2019	Vendor's Lien, Transfer TEXAS CAPITAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Prior Sale	Nov 1, 2019 · Amount on Record
Deed Document Number	20201400479
Deed Book / Page	4838 / 93
Prior Transfer Date	Aug 7, 2020
Prior Transfer Doc	0004838/93
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	9974 INMACULADA LN, LAREDO, TX 78045-4255
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4838/112
Date	Aug 10, 2020
Book Page	4838/112
Instrument	1400481

Lender

Name	THE BANK OF NEW YORK MELLON TRUST CO NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Aug 10, 2020
Property Address	9974 INMACULADA LN, LAREDO, TX 78045-4255
Document Number	0004838/93
Book / Page	4838 / 93
Map Reference	VOL 37 PG 13&14
Instrument Date	Aug 7, 2020
Instrument	1400479
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9974 INMACULADA LN, LAREDO, TX 78045-4255

Mortgage

Document Number	0001400480
Date	Aug 10, 2020
Instrument	1400480

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

November 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Nov 1, 2019
Property Address	9974 INMACULADA LN, LAREDO, TX 78045-4255
Document Number	004688/290
Book / Page	4688 / 290
Map Reference	VOL 37 PG 13&14
Instrument Date	Oct 25, 2019
Instrument	1376015
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7910 GATEWAY BLVD E STE 102, 102, EL PASO, TX 79915-1810
Investor	Possibly a Property Investor

Mortgage

Date	Nov 1, 2019

Lender

Name	TEXAS CAPITAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,446 (-0.49%) Land $55,118 Building $190,328	$245,446 (-0.49%) Land $55,118 Building $190,328
2025	$1,248.00 (+2.21%)	$246,651 (+16.97%) Land $55,118 Building $191,533	$246,651 (+16.97%) Land $55,118 Building $191,533
2024	$1,221.00 (-3.63%)
2023		$210,861 Land $36,667 Building $174,194	$210,861 Land $36,667 Building $174,194
2022	$1,267.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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