Lake County property record for 9974 Dwayne Ct, Concord Township, OH 44060
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,136 sqft · built 1971 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Oct 2013) |
| Tax Bill | $8,884 (2023) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 10-A-028-E-00-029-0 |
| Primary APN | 10-A-028-E-00-029-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,136 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Basement Area | 340 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,492 sqft (0.7 acres) |
| Lot Depth | 225 ft Depth |
| View / Lot | Flood Plain |
| Garage Area | 232 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 320 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 9974 DWAYNE CT |
|---|---|
| City | CONCORD TOWNSHIP |
| State | OH |
| Zip | 44060-7252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 20 , 26 & 27 TRACT 4 |
| Legal Subdivision | CREEKVIEW PARK SUBDIVISION |
| Legal Tract | 4 |
| Legal Block | 3 |
| Legal Lot Number | 30 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 205001 |
9974 Dwayne Ct is owned and occupied by two individuals who bought it in October 2013.
Source: Lake County records, as of June 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9974 DWAYNE CT, CONCORD TOWNSHIP, OH 44060-7252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CREDIT UNION |
| Mar 13, 2018 | Deed of Trust, Mortgage FIREFIGHTERS COMMUNITY CU INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2013 · Amount on File |
| Deed Sale | Oct 24, 2013 · Amount on File |
| Prior Sale | Nov 18, 1971 |
| Deed Document Number | 201332351 |
| Prior Transfer Date | Dec 22, 2010 |
| Prior Transfer Doc | 0000000046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Apr 30, 2026 |
| Property Address | 9974 DWAYNE CT, CONCORD TOWNSHIP, OH 44060-7252 |
| Document Number | 0000008965 |
| Instrument Date | Apr 25, 2026 |
| Instrument | 20268965 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 9974 DWAYNE CT, CONCORD TOWNSHIP, OH 44060-7252 |
| Document Number | 0000008965, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 20268965 |
| Name | FIRST COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 15, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 9974 DWAYNE CT, CONCORD TOWNSHIP, OH 44060-7252 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005860 |
|---|---|
| Date | Mar 13, 2018 |
| Instrument | 2018R005860 |
| Name | FIREFIGHTERS COMMUNITY CU INC |
|---|---|
| Type | Credit Union |
| Address | CLEVELAND, OH 44125 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Mar 20, 2028 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| County Subdivision | Concord Township |
| Unified School District | Mentor Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $96,580 Land $34,930 Building $61,650 | $275,940 Land $99,790 Building $176,150 | |
| 2023 | $8,884.00 (+113.76%) Homeowner's exemption | $79,580 (-) Land $29,110 Building $50,470 | |
| 2022 | $4,156.00 Homeowner's exemption | $79,580 Land $29,110 Building $50,470 | |
| 2021 | $227,350 Land $83,160 Building $144,190 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9974 Dwayne Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1986–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9974 Dwayne Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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