Baldwin County property record for 9973 Bella Dr, Daphne, AL 36526
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,013 sqft · built 2016 |
| Lot Size | 0.367 acres (15,995 sqft) |
| Owner | Individual Name on File |
| Last Sale | $369,900 (Aug 2019) |
| Tax Bill | $2,225 (2026) |
| Deeds & Mortgages | Jan 2024 Second Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-08-27-0-000-003.065 |
| Primary APN | 43-08-27-0-000-003.065 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,013 sqft Heated Area |
| 1st Floor Area | 3,013 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,995 sqft (0.367 acres) |
| Lot Dimensions | 157 ft deep x 101 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 359702 |
|---|---|
| Street Address | 9973 BELLA DR |
| City | DAPHNE |
| State | AL |
| Zip | 36526-6269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 101.3' X 157.9' IRR LOT 3 BELLATON PHASE ONE SLIDE 2194-E SEC 27-T5S-R2E (WD/SURVIVORSHIP) |
| Legal Subdivision | BELLATON PHASE ONE |
| Legal Phase | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 10709 |
9973 Bella Dr is owned and occupied by an individual who bought it in August 2019.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9973 BELLA DR, DAPHNE, AL 36526-6269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 18, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| May 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Aug 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2019 · Amount on File |
| Deed Sale | Aug 26, 2019 · Amount on File |
| Prior Sale | Nov 29, 2005 · Amount on File |
| Deed Document Number | 20191780186 |
| Prior Transfer Date | Nov 21, 2005 |
| Prior Transfer Doc | 0000938987 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 9973 BELLA DR, DAPHNE, AL 36526-6269 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002104020 |
|---|---|
| Date | Jan 18, 2024 |
| Instrument | 2104020 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 16, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 9973 BELLA DR, DAPHNE, AL 36526-6269 |
| Document Number | 0001830932 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9973 BELLA DR DAPHNE AL 365266269, DAPHNE, AL 36526-6269 |
| Document Number | 0001830932 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 1830932 |
| Name | SPRING EQ LLC |
|---|---|
| Address | PHILADELPHIA, PA 19104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 21, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Aug 26, 2019 |
| Property Address | 9973 BELLA DR, DAPHNE, AL 36526-6269 |
| Document Number | 0001780186 |
| Map Reference | SL 2494-E |
| Instrument Date | Aug 22, 2019 |
| Instrument | 1780186 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 61 ECHO LN, 61, FAIRHOPE, AL 36532-1456 |
| Name | Verified Name |
|---|---|
| Address | 9973 BELLA DR, DAPHNE, AL 36526-6269 |
| Document Number | 0001780187 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 1780187 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2026 property tax bill for 9973 Bella Dr was $2,225 with exemptions applied, up 3.1% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Daphne City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,225.00 (+3.06%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $2,159.00 | $55,140 Land $9,000 Building $46,140 | $551,300 Land $90,000 Building $461,300 |
| 2023 | $1,948.00 (+6.33%) Homeowner's exemption | $49,820 (+14.11%) | $498,100 (+14.11%) Land $82,600 Building $415,500 |
| 2022 | $1,832.00 (+15.44%) Homeowner's exemption | $43,660 | $436,500 Land $59,400 Building $377,100 |
| 2021 | $1,587.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9973 Bella Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9973 Bella Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 62% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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