9972 Toinette St, Laredo, TX 78045 Property Records

Webb County property record for 9972 Toinette St, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,936 sqft · built 2021
Lot Size	0.098 acres (4,265 sqft)
Owner	2 Individual Names on File
Last Sale	$10,115 (Mar 2022)
Tax Bill	$1,433 (2025)
Deeds & Mortgages	Mar 2022 Second Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`983-83010-280`

Property Details

APN / Parcel Number

Primary APN	`983-83010-280`
Alternative APN	`786800`

Interior

Stories	2 Stories
Building Area	1,936 sqft Living Area
Gross Area	2,316 sqft
1st Floor Area	768 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,265 sqft (0.098 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	115 sqft

Location & Zoning

Street Address	9972 TOINETTE ST, ST
City	LAREDO
State	TX
Zip	78045-4256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AQUERO SUBDIVISION PHASE IV BLK 10 LOT 28
Legal Subdivision	AQUERO SUBDIVISION PHASE IV
Legal Phase	IV
Legal Block	10
Legal Lot Number	28
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3017
Census Tract	1711

Owner

9972 Toinette St is owned and occupied by two individuals who bought it in March 2022.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9972 TOINETTE ST, LAREDO, TX 78045-4256
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Mar 1, 2022	Vendor's Lien, Transfer · FHA Mortgage SFMC LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2022 · Amount on File
Deed Sale	Mar 1, 2022 · Amount on File
Deed Document Number	20221459815
Deed Book / Page	5223 / 790
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	9972 TOINETTE ST, LAREDO, TX 78045-4256
Transaction Type	Mortgage
Record Updated	Jan 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9972 TOINETTE ST, LAREDO, TX 78045-4256

Mortgage

Document Number	005223/808
Date	Mar 1, 2022
Book Page	5223/808
Instrument	1459817

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	36 Months
Due	Feb 28, 2025

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 1, 2022
Property Address	9972 TOINETTE ST, LAREDO, TX 78045-4256
Document Number	005223/790
Book / Page	5223 / 790
Map Reference	VOL 38 PG 46&47
Instrument Date	Feb 28, 2022
Instrument	1459815
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9972 TOINETTE ST, LAREDO, TX 78045-4256

Mortgage

Document Number	0001459816
Date	Mar 1, 2022
Instrument	1459816

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 9972 Toinette St was $1,433 with a homeowner's exemption, down 15.7% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,460 (-0.64%) Land $50,071 Building $231,389	$281,460 (-0.64%) Land $50,071 Building $231,389
2025	$1,433.00 (-15.71%) Homeowner's exemption	$283,269 Land $50,071 Building $233,198	$283,269 Land $50,071 Building $233,198
2024	$1,700.00
2023		$246,462 Land $33,267 Building $213,195	$246,462 Land $33,267 Building $213,195
2022	$1,346.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9972 Toinette St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9972 Toinette St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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