9972 Thunderbluff Rd NW, Oronoco, MN 55960 Property Records

Olmsted County property record for 9972 Thunderbluff Rd NW, Oronoco, MN 55960

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,993 sqft · built 1988
Lot Size	4.74 acres (206,736 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,652 (Aug 2017)
Tax Bill	$7,218 (2026)
Deeds & Mortgages	Apr 2022 Transfer Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`84.23.24.040527`

Property Details

APN / Parcel Number

Primary APN	`84.23.24.040527`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,993 sqft Living Area
1st Floor Area	1,449 sqft
2nd Floor Area	1,544 sqft
Basement Area	1,435 sqft
Finished Basement	1,069 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Exterior Material	Metal
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	206,736 sqft (4.74 acres)
Garage Type	Attached
Garage Area	886 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	85 sqft
Deck Area	654 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9972 THUNDERBLUFF RD NW
City	ORONOCO
State	MN
Zip	55960-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-23 TWP-108 RANGE-014 WINDERMERE II LOT-004 BLOCK-001 4.77 AC LOT 4 BLK 1
Legal Range	14
Legal Township	108
Legal Section	23
Legal Subdivision	WINDERMERE II
Legal Block	1
Legal Lot Number	4
Jurisdiction	OLMSTED MN
Township / Civil Division	ORONOCO
Census Block Group	3
Census Block	3032
Census Tract	1902

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9972 THUNDERBLUFF RD NW, ORONOCO, MN 55960-2034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Transfer on Death Deed, Transfer
Aug 3, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2017 · Amount on Record
Deed Sale	Aug 3, 2017 · Amount on Record
Prior Sale	May 27, 2014 · Amount on Record
Deed Document Number	20171429942
Record Updated	Sep 20, 2026

April 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	OLMSTED MN
Recording Date	Apr 25, 2022
Property Address	9972 THUNDERBLUFF RD NW, ORONOCO, MN 55960-2034
Document Number	00A1563953
Instrument Date	Apr 20, 2022
Instrument	A-1563953
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Aug 3, 2017
Property Address	9972 THUNDERBLUFF RD NW, ORONOCO, MN 55960-2034
Document Number	A1429942
Instrument Date	Jul 12, 2017
Instrument	A-1429942
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	ROCHESTER TITLE AND ESCROW COMPANY, ROCHESTER TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,569.65
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9972 THUNDERBLUFF RD NW, ORONOCO, MN 55960-2034

Mortgage

Document Number	A1430022
Date	Aug 3, 2017
Instrument	A-1430022

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
County Subdivision	Oronoco Township
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,218.00 (+23.51%) Homeowner's exemption
2025		$674,600 (+15.69%) Land $200,000 Building $474,600	$674,600 (+15.69%) Land $200,000 Building $474,600
2022	$5,844.00	$583,100 Land $190,000 Building $393,100	$583,100 Land $190,000 Building $393,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Sep 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bevcomm Fiber	1,000 / 1,000

May also be available: GigFire, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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