9972 E Ramsey Rd, Hereford, AZ 85615 Property Records

Cochise County property record for 9972 E Ramsey Rd, Hereford, AZ 85615

Property Summary

Property Type	Single Family Home
Details	4,682 sqft · built 2019
Lot Size	40.3 acres (1,757,646 sqft)
Owner	2 Company Names on Record
Tax Bill	$6,682 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`104-31-033`

Property Details

APN / Parcel Number

Primary APN	`104-31-033`
Alternative APN	`104-31-03306`

Interior

Stories	1 Story
Building Area	4,682 sqft Living Area
Gross Area	5,756 sqft
1st Floor Area	4,682 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Other
Construction Type	Wood
Roof Material	Concrete
Lot Area	1,757,646 sqft (40.3 acres)
Garage Type	Attached
Garage Area	1,074 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	104-31-03306
Street Address	9972 E RAMSEY RD
City	HEREFORD
State	AZ
Zip	85615-9822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU4
Legal Description	REP OF SURVEY BK 3 PG 60,60A,B,C WINDMILL LOT 20 SEC 6 23 22 40 .352 AC
Legal Range	022
Legal Township	023
Legal Section	06
Legal Subdivision	WINDMILL
Legal Block	C
Legal Lot Number	20
Legal Unit	20
Jurisdiction	COCHISE AZ
Township / Civil Division	BISBEE
Census Block Group	3
Census Block	3025
Census Tract	2002

Owner

Source: Cochise County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	9972 E RAMSEY RD, HEREFORD, AZ 85615-9822
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2019	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN SOUTHWEST CU
Nov 19, 2020	Deed of Trust, Mortgage · VA Mortgage NOVA FIN'L & INV
Jan 31, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage NOVA FINANCIAL & INVESTMENT CORP
Nov 25, 2020	Correction Deed PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Mar 11, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2020
Deed Sale	Nov 25, 2020
Prior Sale	Jan 31, 2020
Deed Document Number	202026486
Last Transfer Date	Nov 15, 2022
Transfer Doc	0000026912
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCHISE AZ
Property Address	9972 E RAMSEY RD, HEREFORD, AZ 85615-9822
Transaction Type	Mortgage
Record Updated	Dec 8, 2022
Title Company	PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005082
Date	Mar 21, 2019
Instrument	2019-05082

Lender

Name	AMERICAN SOUTHWEST CU
Type	Credit Union
Address	SIERRA VISTA, AZ 85635

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCHISE AZ
Property Address	9972 E RAMSEY RD, HEREFORD, AZ 85615-9822
Document Number	0000026487
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9972 E RAMSEY RD HEREFORD AZ 856159822, HEREFORD, AZ 85615-9822

Mortgage

Document Number	0000026487
Date	Nov 25, 2020
Instrument	26487

Lender

Name	NOVA FIN'L & INV
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2050

January 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COCHISE AZ
Recording Date	Jan 31, 2020
Property Address	9972 E RAMSEY RD, HEREFORD, AZ 85615-9822
Document Number	0000002113
Map Reference	MB 3 PG 60
Instrument Date	Jan 29, 2020
Instrument	2020-02113
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 14, 2021
Title Company	PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4120 E COOPER ST, 4120, SIERRA VISTA, AZ 85650-8563

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	9972 E RAMSEY RD, HEREFORD, AZ 85615-9822

Mortgage

Document Number	0000002114
Date	Jan 31, 2020
Instrument	2020-02114

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

November 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	COCHISE AZ
Recording Date	Nov 25, 2020
Property Address	9972 E RAMSEY RD, HEREFORD, AZ 85615-9822
Document Number	0000026486
Instrument Date	Jan 29, 2020
Instrument	26486
Record Updated	Dec 8, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9972 E RAMSEY RD HEREFORD AZ 856159822, HEREFORD, AZ 85615-9822

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCHISE AZ
Recording Date	Mar 11, 2019
Property Address	9972 E RAMSEY RD, HEREFORD, AZ 85615-9822
Document Number	0000004377
Instrument Date	Mar 6, 2019
Instrument	4377
Transaction Type	Transfer
Record Updated	Mar 22, 2019

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4120 E COOPER ST #A SIERRA VISTA AZ 856508563, A, SIERRA VISTA, AZ 85650-8563

Tax Assessment & Valuation

Source: Cochise County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Cochise County
Elementary School District	Palominas Elementary District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,419 (-4.59%) Land $10,000 Building $53,419	$634,193 (-4.58%) Land $100,000 Building $534,193
2025	$6,682.00 (+7.76%)	$66,467 (+13.09%) Land $10,000 Building $56,467	$664,665 (+13.09%) Land $100,000 Building $564,665
2024	$6,201.00 (-1.74%)	$58,772 Land $10,000 Building $48,772	$587,723 Land $100,000 Building $487,723
2023	$6,311.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 82% of Arizona
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
HPAZ.net Fixed Wireless	100 / 25
Integrated Elements Unlimited Fixed Wireless	100 / 8

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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