Kenton County property record for 9970 Locust Pike, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,404 sqft · built 1996 |
| Lot Size | 5.32 acres (231,739 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $29,000 (Oct 1996) |
| Tax Bill | $471 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 082-00-00-005.00 |
| Primary APN | 082-00-00-005.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,404 sqft Finished Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 231,739 sqft (5.32 acres) |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 9970 LOCUST PIKE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-9389 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.32 ACS SS LOCUST PK WS WHITES RD |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 65900 |
9970 Locust Pike is owned and occupied by two individuals who bought it in October 1996.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9970 LOCUST PIKE, COVINGTON, KY 41015-9389 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 1996 · Amount on File |
| Deed Sale | Oct 10, 1996 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 9970 Locust Pike was $471 with a homeowner's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ryland Heights City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,700 (-) Land $50,000 Building $38,700 | $88,700 (-) Land $50,000 Building $38,700 | |
| 2025 | $471.00 Homeowner's exemption | $88,700 Land $50,000 Building $38,700 | $88,700 Land $50,000 Building $38,700 |
| 2023 | $298.00 Homeowner's exemption | $70,000 Land $21,400 Building $48,600 | $70,000 Land $21,400 Building $48,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9970 Locust Pike in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1996–1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9970 Locust Pike is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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