9970 E Villa Cir, Vero Beach, FL 32966 Property Records

Indian River County property record for 9970 E Villa Cir, Vero Beach, FL 32966 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,656 sqft · built 2006
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Dec 2006)
Tax Bill	$940 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone A (high risk)
APN	`33-38-09-00002-0000-00343.0`

Property Details

APN / Parcel Number

Primary APN	`33-38-09-00002-0000-00343.0`
Alternative APN	`63096`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,656 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	900 sqft
2nd Floor Area	756 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	100 ft deep x 24 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	264 sqft
Driveway	Brick Driveway
Driveway Area	319 sqft
Porch	Open Porch
Porch Area	65 sqft
Patio Area	388 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9970 E VILLA CIR
City	VERO BEACH
State	FL
Zip	32966-3144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERONA TRACE&THE VILLAS AT VERONA TRACE LOT 343 PBI 20-69 & PBI 22-16
Legal Range	38E
Legal Township	33S
Legal Section	09
Legal Subdivision	VERONA TRACE SUB & THE VILLAS AT VERONA
Legal Lot Number	343
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	2
Census Block	2090
Census Tract	50908

Owner

Source: Indian River County records · APN 33-38-09-00002-0000-00343.0

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9970 E VILLA CIR, VERO BEACH, FL 32966-3144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 21, 2006 · Amount on Record
Deed Sale	Dec 21, 2006 · Amount on Record
Deed Document Number	20061808145
Deed Book / Page	2115 / 543
Prior Transfer Date	Nov 22, 2006
Prior Transfer Doc	0021712101
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	9970 E VILLA CIR, VERO BEACH, FL 32966-3144
Transaction Type	Mortgage
Record Updated	Mar 28, 2022
Title Company	FC TITLE, FNC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9970 E VILLA CIR, VERO BEACH, FL 32966-3144

Mortgage

Document Number	0035180060
Date	Mar 07, 2022
Book Page	3518/60
Instrument	3120220014255

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$940.00 (+43.29%) Homeowner's exemption	$81,498 (+5.99%)	$218,057 (-11.63%) Land $17,000 Building $201,057
2023	$656.00 (+4.13%)	$76,894 (+3%)	$246,744 (+22.99%) Land $17,000 Building $229,744
2022	$630.00	$74,655	$200,614 Land $12,750 Building $187,864

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 775 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.