997 Zephyr Rd, Dobson, NC 27017 Property Records

Surry County property record for 997 Zephyr Rd, Dobson, NC 27017

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,496 sqft · built 1945
Lot Size1.27 acres (55,321 sqft)
Owner2 Individual Names on Record
Tax Bill$644 (2026)
Deeds & MortgagesMay 2020 Refinance
Flood ZoneZone X (minimal risk)
APN4986-02-87-0023

Property Details

APN / Parcel Number

Primary APN4986-02-87-0023
Alternative APN
  • 100116120

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,496 sqft Living Area
1st Floor Area1,496 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1984
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area55,321 sqft (1.27 acres)
Lot Width257 ft Width
PorchSlab
Porch Area492 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number100116120
Street Address997 ZEPHYR RD
CityDOBSON
StateNC
Zip27017-7708
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRS
Legal DescriptionLOT 8
Legal SubdivisionDOBSON-TOWN RES.
Legal Lot Number8
JurisdictionSURRY NC
Township / Civil DivisionDOBSON
Census Block Group2
Census Block2021
Census Tract931002

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address997 ZEPHYR RD, DOBSON, NC 27017-7708
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSURRY NC
Property Address997 ZEPHYR RD, DOBSON, NC 27017-7708
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1709/91
DateMay 11, 2020
Book Page1709/91
Instrument672587
Lender
NameLOCAL GOVERNMENT FEDERAL CREDIT UNTION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountySurry County
Unified School DistrictSurry County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$644.00 (+0.47%)$83,350 (-17.4%) Land $18,200 Building $65,150$83,350 (-17.4%) Land $18,200 Building $65,150
2025$641.00 (+39.35%)$100,910 (+21.07%) Land $18,200 Building $82,710$100,910 (+21.07%) Land $18,200 Building $82,710
2023$460.00$83,350 Land $18,200 Building $65,150$83,350 Land $18,200 Building $65,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF DOBSON
serves 2,615 people · EPA ID NC0286030
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surry Telephone
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 50

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