Santa Cruz County property record for 997 Smith Grade, Santa Cruz, CA 95060
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,936 sqft · built 1977 |
| Lot Size | 3.39 acres (147,930 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $2,849 (2025) |
| Deeds & Mortgages | Dec 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-201-09 |
| Primary APN | 062-201-09 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,936 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Wood |
| Roof Material | Metal |
| Lot Area | 147,930 sqft |
| Terrain | Steep |
| Deck Area | 560 sqft |
| Patio Area | 560 sqft |
| Heating System | HVAC |
|---|
| Street Address | 997 SMITH GRADE |
|---|---|
| City | SANTA CRUZ |
| State | CA |
| Zip | 95060-9703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WEST SANTA CRUZ |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 120200 |
997 Smith Grade, a rural home, is owned by a company that acquired it in November 1997 and is owner-occupied.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 997 SMITH GRADE, SANTA CRUZ, CA 95060-9703 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 21, 1997 |
| Transfer Doc | 0000056522 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 27, 2018 |
| Property Address | 997 SMITH GRADE, SANTA CRUZ, CA 95060-9703 |
| Document Number | 0000038600 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 38600 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2019 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 997 SMITH GRADE SANTA CRUZ CA 950609703, SANTA CRUZ, CA 95060-9703 |
The 2025 property tax bill for 997 Smith Grade was $2,849 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Elementary School District | Bonny Doon Union Elementary School District (KG - 06) |
| Secondary School District | Santa Cruz City High School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $130,978 (+2%) Land $47,555 Building $83,423 | ||
| 2025 | $2,849.00 Homeowner's exemption | $128,409 Land $46,622 Building $81,787 | |
| 2023 | $2,573.00 (+2.67%) Homeowner's exemption | $123,423 Land $44,812 Building $78,611 | $955,080 |
| 2022 | $2,506.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 997 Smith Grade in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 997 Smith Grade is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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