997 Sandridge Rd, Hubert, NC 28539 Property Records

Onslow County property record for 997 Sandridge Rd, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,000 sqft · built 1987
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (May 2024)
Tax Bill	$996 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1315-277`

Property Details

APN / Parcel Number

Primary APN	`1315-277`
Alternative APNs	`490010725` `477933000` `039053`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	490010725
Street Address	997 SAND RIDGE RD
City	HUBERT
State	NC
Zip	28539-3521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L6 S1 WHISPERING PINES 875/928 05/03/88
Legal Subdivision	WHISPERING PINES
Legal Lot Number	6
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	1
Census Block	1011
Census Tract	2803

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	997 SAND RIDGE RD, HUBERT, NC 28539-3521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Jul 29, 2020	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2024 · Amount on Record
Deed Sale	May 21, 2024 · Amount on Record
Prior Sale	Sep 30, 2021 · Amount on Record
Deed Book / Page	6152 / 378
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Sep 30, 2021
Property Address	997 SANDRIDGE RD, HUBERT, NC 28539-3521
Document Number	0055820515
Book / Page	5582 / 515
Map Reference	MB 25 PG 117
Instrument Date	Sep 7, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$306.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 SANDRIDGE RD, HUBERT, NC 28539-3521

Mortgage

Document Number	0005582519
Date	Sep 30, 2021
Instrument	5582/519

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 29, 2020
Property Address	997 SANDRIDGE RD, HUBERT, NC 28539-3521
Document Number	0052240896
Book / Page	5224 / 896
Map Reference	MB 25 PG 117
Instrument Date	Jul 20, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 LAFITTE DR, 122, HUBERT, NC 28539-3865

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 SANDRIDGE RD, HUBERT, NC 28539-3521

Mortgage

Document Number	0005224899
Date	Jul 29, 2020
Instrument	5224/899

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$996.00	$244,465 (+60.68%) Land $50,000 Building $194,465	$244,465 (+60.68%) Land $50,000 Building $194,465
2023	$996.00	$152,144 Land $40,000 Building $112,144	$152,144 Land $40,000 Building $112,144

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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