Ramsey County property record for 997 Saint Clair Ave, Saint Paul, MN 55105
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3 ba · 2,924 sqft · built 1925 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $530,000 (Mar 2019) |
| Tax Bill | $12,024 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-28-23-33-0080 |
| Primary APN | 02-28-23-33-0080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,924 sqft Living Area |
| 1st Floor Area | 1,532 sqft |
| Basement Area | 334 sqft |
| Finished Basement | 334 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Bi-Level |
| Exterior Material | Stucco |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 150 ft deep x 40 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 171685 |
|---|---|
| Street Address | 997 SAINT CLAIR AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55105-3265 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | BRYANTS PARK ADDITION LOT 20 BLK 2 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 02 |
| Legal Subdivision | BRYANTS PARK ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 35700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Historic Hill District listed 1976 · 1,009 contributing resources · NRIS 76001067 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Ramsey County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 684 MAPLE PARK DR, SAINT PAUL, MN 55118-1710 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Nov 17, 2017 | Deed of Trust, Mortgage · Line of Credit ASSOCIATED HEALTHCARE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2019 · Amount on Record |
| Deed Sale | Mar 14, 2019 · Amount on Record |
| Prior Sale | Jul 16, 2002 · Amount on Record |
| Deed Document Number | 20194749642 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 3, 2026 |
| Property Address | 997 SAINT CLAIR AVE, SAINT PAUL, MN 55105-3265 |
| Document Number | 0005119772 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 20265119772 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 1074 LOMBARD AVE, SAINT PAUL, MN 55105-3255 |
| Document Number | 0005119772, |
|---|---|
| Date | Sep 3, 2026 |
| Instrument | 20265119772 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 997 SAINT CLAIR AVE, SAINT PAUL, MN 55105-3265 |
| Document Number | 0004690117 |
| Instrument Date | Nov 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 997 SAINT CLAIR AVE ST PAUL MN 551053265, ST PAUL, MN 55105-3265 |
| Document Number | 0004690117 |
|---|---|
| Date | Dec 14, 2017 |
| Instrument | 4690117 |
| Name | ASSOCIATED HEALTHCARE CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 13, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $587,900 (-1.56%) Land $99,000 Building $488,900 | $587,900 (-1.56%) Land $99,000 Building $488,900 | |
| 2025 | $12,024.00 (+6.33%) | $597,200 (-3%) Land $99,000 Building $498,200 | $597,200 (-3%) Land $99,000 Building $498,200 |
| 2023 | $11,308.00 | $615,700 Land $99,000 Building $516,700 | $615,700 Land $99,000 Building $516,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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