Harford County property record for 997 Saddle View Way, Forest Hill, MD 21050
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,817 sqft · built 2016 |
| Lot Size | 0.317 acres (13,826 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (Oct 2021) |
| Tax Bill | $6,790 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-397165 |
| Primary APN | 03-397165 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,817 sqft Total Area |
| Basement Area | 1,005 sqft |
| Finished Basement | 1,005 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,826 sqft (0.317 acres) |
| Garage Type | Mixed |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 228 sqft |
| Patio Area | 132 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 397165 |
|---|---|
| Street Address | 997 SADDLE VIEW WAY |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-2584 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 14 13826 SF 997 SADDLE VIEW WAY BLAKE'S LEGACY 138/61 |
| Legal Subdivision | REVISED FINAL PLANT THREE BLAKES LEGACY |
| Legal Lot Number | 14 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 303206 |
997 Saddle View Way is owned and occupied by two individuals who bought it in October 2021.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 997 SADDLE VIEW WAY, FOREST HILL, MD 21050-2584 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2021 | Deed, Transfer · Conventional Mortgage MERIDIAN BANK |
| Aug 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage POINT BREEZE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2021 · Amount on File |
| Deed Sale | Oct 6, 2021 · Amount on File |
| Prior Sale | Jul 19, 2016 · Amount on File |
| Deed Book / Page | 15081 / 143 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 6, 2021 |
| Property Address | 997 SADDLE VIEW WAY, FOREST HILL, MD 21050-2584 |
| Document Number | 0150810143 |
| Book / Page | 15081 / 143 |
| Map Reference | MB 138 PG 61 |
| Instrument Date | Oct 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 997 SADDLE VIEW WAY, FOREST HILL, MD 21050-2584 |
| Document Number | 0015081150 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 15081/150 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 997 SADDLE VIEW WAY, FOREST HILL, MD 21050-2584 |
| Document Number | 0134030268 |
| Instrument Date | Aug 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 997 SADDLE VIEW WAY FOREST HILL MD 210502584, FOREST HILL, MD 21050-2584 |
| Document Number | 0134030268 |
|---|---|
| Date | Aug 21, 2019 |
| Book Page | 013403/000268 |
| Name | POINT BREEZE CU |
|---|---|
| Type | Credit Union |
| Address | HUNT VALLEY, MD 21031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 20, 2029 |
The 2026 property tax bill for 997 Saddle View Way was $6,790 with a homeowner's exemption, up 10.4% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,790.00 (+10.35%) Homeowner's exemption | $623,067 | $643,400 Land $151,200 Building $492,200 |
| 2025 | $6,153.00 Homeowner's exemption | ||
| 2023 | $544,700 | $612,900 Land $151,200 Building $461,700 | |
| 2022 | $5,565.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 997 Saddle View Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 997 Saddle View Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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