997 Queens Cir, Shelby, NC 28150 Property Records

Cleveland County property record for 997 Queens Cir, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,564 sqft · built 1950
Lot Size	0.619 acres (27,000 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (May 2026)
Tax Bill	$2,415 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`22872`

Property Details

APN / Parcel Number

Primary APN	`22872`
Alternative APN	`1341210`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,564 sqft Finished Area
Upper Floors Area	548 sqft
Attic	Attic
Attic Area	24 sqft
Basement Area	500 sqft
Unfinished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Shed Roof
Lot Area	27,000 sqft (0.619 acres)
Lot Dimensions	270 ft deep x 100 ft wide
Porch	Slab
Porch Area	108 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1341210
Street Address	997 QUEENS CIR
City	SHELBY
State	NC
Zip	28150-5503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	#2 PB3-5 FOREST HILLS
Legal Subdivision	FOREST HILL
Legal Block	1
Legal Lot Number	20
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3018
Census Tract	951000

Owner

997 Queens Cir is owned and occupied by an individual who bought it in May 2026.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	997 QUEENS CIR, SHELBY, NC 28150-5503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Nov 23, 2022	Correction Deed
Aug 20, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 2, 2021	Re-recorded Document
Jul 31, 2017	Deed of Trust, Mortgage · VA Mortgage HOMESTAR FINANCIAL CORP
Mar 22, 2019	Warranty Deed, Transfer · Conventional Mortgage DEEPHAVEN MTG LLC
Jun 6, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2026 · Amount on File
Deed Sale	May 20, 2026 · Amount on File
Prior Sale	Aug 20, 2021 · Amount on File
Deed Document Number	2026200128623
Deed Book / Page	1974 / 2632
Prior Transfer Date	Aug 13, 2021
Prior Transfer Doc	0018561402
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 20, 2026
Property Address	997 QUEENS CIR, SHELBY, NC 28150-5503
Document Number	0200128623
Book / Page	1974 / 2632
Instrument Date	May 14, 2026
Instrument	2026.200128623
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 QUEENS CIR, SHELBY, NC 28150-5503

Mortgage

Document Number	0200128624,
Date	May 20, 2026
Instrument	2026.200128624

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

November 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	CLEVELAND NC
Recording Date	Nov 23, 2022
Property Address	997 QUEENS CIR, SHELBY, NC 28150-5503
Document Number	0018871917
Book / Page	1887 / 1917
Map Reference	MB 3 PG 5
Instrument Date	Nov 23, 2022
Instrument	200081169
Record Updated	Dec 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1129 MATTEO DR APT 208, 1129, WILMINGTON, NC 28412-2110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 QUEENS CIR, SHELBY, NC 28150-5503

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 20, 2021
Property Address	997 QUEENS CIR, SHELBY, NC 28150-5503
Document Number	0018491950
Book / Page	1849 / 1950
Map Reference	MB 3 PG 5
Instrument Date	Aug 13, 2021
Instrument	200060064
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1129 MATTEO DR APT 208, 1129, WILMINGTON, NC 28412-2110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 QUEENS CIR, SHELBY, NC 28150-5503

Mortgage

Document Number	0018491953
Date	Aug 20, 2021
Book Page	1849/1953
Instrument	200060065

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

November 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	CLEVELAND NC
Recording Date	Nov 2, 2021
Property Address	997 QUEENS CIR, SHELBY, NC 28150-5503
Document Number	0018561402
Book / Page	1856 / 1402
Map Reference	MB 3 PG 5
Instrument Date	Aug 13, 2021
Instrument	200063706
Record Updated	Nov 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1129 MATTEO DR APT 208, 1129, WILMINGTON, NC 28412-2110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 QUEENS CIR, SHELBY, NC 28150-5503

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	997 QUEENS CIR, SHELBY, NC 28150-5503
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017471794
Date	Jul 31, 2017
Book Page	1747/1794
Instrument	200003182

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 22, 2019
Property Address	997 QUEENS CIR, SHELBY, NC 28150-5503
Document Number	0017880599
Book / Page	001788 / 000599
Instrument Date	Mar 22, 2019
Instrument	24314
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 QUEENS CIR SHELBY NC 281505503, SHELBY, NC 28150-5503

Mortgage

Document Number	17880602
Date	Mar 22, 2019
Book Page	001788/000602
Instrument	24315

Lender

Name	DEEPHAVEN MTG LLC
Address	CHARLOTTE, NC 28277

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jun 6, 2017
Property Address	997 QUEENS CIR, SHELBY, NC 28150-5503
Document Number	0017440198
Book / Page	1744 / 0198
Map Reference	PL 3 PG 5
Instrument Date	Jun 6, 2017
Instrument	200001246
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount on Record
Tax	$336.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 LAKENHEATH LN, 300, MATTHEWS, NC 28105-2556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 QUEENS CIR, SHELBY, NC 28150-5503

Tax Assessment & Valuation

The 2026 property tax bill for 997 Queens Cir was $2,415, up 1.6% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,415.00 (+1.64%)	$238,883 (-) Land $30,245 Building $208,638	$238,883 (-) Land $30,245 Building $208,638
2025	$2,376.00	$238,883 Land $30,245 Building $208,638	$238,883 Land $30,245 Building $208,638
2023		$176,512 Land $30,245 Building $146,267	$176,512 Land $30,245 Building $146,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 997 Queens Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 997 Queens Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Nearby Properties on Queens Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures