St. Johns County property record for 997 Oxford Dr, Saint Augustine, FL 32084 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,108 sqft · built 2001 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Jun 2002) |
| Tax Bill | $3,294 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit Dec 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 089283-0680 |
| Primary APN | 089283-0680 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,108 sqft Living Area |
| Gross Area | 2,584 sqft |
| 1st Floor Area | 2,108 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 476 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 429 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 997 OXFORD DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-1827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 41/30-37 OXFORD AT ROYAL ST AUGUSTINE GOLF & COUNTRY CLUB LOT 68 OR1706/224 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 11 |
| Legal Subdivision | OXFORD AT ROYAL ST. AUGUSTINE GOLF & COU |
| Legal Block | 3 |
| Legal Lot Number | 68 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 21002 |
Source: St. Johns County records · APN 089283-0680
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 997 OXFORD DR, SAINT AUGUSTINE, FL 32084-1827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2017 | Deed of Trust, Mortgage · Line of Credit HARBOR COMMUNITY BANK |
| Dec 03, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Nov 12, 2019 | Loan Modification, Mortgage · Conventional Mortgage CENTERSTATE BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 13, 2002 · Amount on Record |
| Deed Sale | Jun 13, 2002 · Amount on Record |
| Prior Sale | Jan 17, 2002 · Amount on Record |
| Deed Document Number | 200234680 |
| Deed Book / Page | 1771 / 259 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 997 OXFORD DR, SAINT AUGUSTINE, FL 32084-1827 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043761986 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 4376/1986 |
| Instrument | 2017035176 |
| Name | HARBOR COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 08, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 997 OXFORD DR, SAINT AUGUSTINE, FL 32084-1827 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0046481364 |
|---|---|
| Date | Dec 03, 2018 |
| Book Page | 4648/1364 |
| Instrument | 2018086199 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32084 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Nov 09, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 997 OXFORD DR, SAINT AUGUSTINE, FL 32084-1827 |
| Document Number | 0048570200 |
| Instrument Date | Nov 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 997 OXFORD DR ST AUGUSTINE FL 320841827, ST AUGUSTINE, FL 32084-1827 |
| Document Number | 0048570200 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 004857/000200 |
| Instrument | 97300 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $264,665 (+2.7%) | $386,944 (+0.66%) Land $105,000 Building $281,944 | |
| 2025 | $3,294.00 (+13.16%) Homeowner's exemption | $257,707 (+2.9%) | $384,389 (-1.77%) Land $105,000 Building $279,389 |
| 2024 | $2,911.00 (+2.07%) Homeowner's exemption | $250,444 (+3%) | $391,325 (+2.25%) Land $110,000 Building $281,325 |
| 2023 | $2,852.00 (+3.15%) Homeowner's exemption | $243,150 (+3%) | $382,715 (+5.97%) Land $98,000 Building $284,715 |
| 2022 | $2,765.00 Homeowner's exemption | $236,068 | $361,161 Land $89,600 Building $271,561 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090210023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 43 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017, rainfall accumulation, Hurricane Irma |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 209 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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