997 Millstream Rd, Fayetteville, NC 28314 Property Records

Cumberland County property record for 997 Millstream Rd, Fayetteville, NC 28314

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,040 sqft · built 1988
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$159,000 (Oct 2020)
Tax Bill	$3,039 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`9487-15-7821`

Property Details

APN / Parcel Number

Primary APN	`9487-15-7821`
Alternative APN	`9487.09157821`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,040 sqft Heated Area
1st Floor Area	2,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	129 ft deep x 118 ft wide
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	997 MILLSTREAM RD
City	FAYETTEVILLE
State	NC
Zip	28314-5143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF15
Legal Description	CLIFFDALE WEST LO:PT 2 SE:01 PL:0045-0055
Legal Subdivision	CLIFFDALE W/CLIFFDALE E/WOODMK
Legal Block	15
Legal Lot Number	2
Jurisdiction	CUMBERLAND NC
Township / Civil Division	SEVENTY-FIRST
Census Block Group	3
Census Block	3014
Census Tract	3312

Owner

997 Millstream Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	997 MILLSTREAM RD, FAYETTEVILLE, NC 28314-5143
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on File
Deed Sale	Oct 30, 2020 · Amount on File
Deed Document Number	202040387
Deed Book / Page	10918 / 173
Prior Transfer Date	Feb 10, 2020
Prior Transfer Doc	0106920283
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Oct 30, 2020
Property Address	997 MILLSTREAM RD, FAYETTEVILLE, NC 28314-5143
Document Number	0109180173
Book / Page	10918 / 173
Map Reference	MB 45 PG 55
Instrument Date	Oct 19, 2020
Instrument	40387
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2116 CEDAR GROVE DR, 2116, DURHAM, NC 27703-9366

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 MILLSTREAM RD, FAYETTEVILLE, NC 28314-5143

Mortgage

Document Number	40388
Date	Oct 30, 2020
Instrument	40388

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Feb 12, 2020
Property Address	997 MILLSTREAM RD, FAYETTEVILLE, NC 28314-5143
Document Number	0106920283
Book / Page	010692 / 000283
Instrument Date	Feb 10, 2020
Instrument	5067
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2116 CEDAR GROVE DR DURHAM NC 277039366, DURHAM, NC 27703-9366

Tax Assessment & Valuation

The 2026 property tax bill for 997 Millstream Rd was $3,039, up 3.2% from the year before.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Fayetteville City
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,039.00 (+3.19%)
2025	$2,945.00 (+18.8%)	$210,476 (+43.39%) Land $35,000 Building $175,476	$210,476 (+43.39%) Land $35,000 Building $175,476
2024	$2,479.00 (+4.95%)	$146,781 (-) Land $20,000 Building $126,781	$146,781 (-) Land $20,000 Building $126,781
2023	$2,362.00 (+6.01%)	$146,781 Land $20,000 Building $126,781	$146,781 Land $20,000 Building $126,781
2022	$2,228.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 997 Millstream Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2013–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 997 Millstream Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIFFDALE WEST private · serves 15,220 people · EPA ID NC0326332
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic not recorded as resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

Nearby Properties on Millstream Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures