997 Gallery Ln, Ann Arbor, MI 48103 Property Records

Washtenaw County property record for 997 Gallery Ln, Ann Arbor, MI 48103

Property Summary

Property Type	Condominium
Details	5 bd · 4 ba · 3,317 sqft · built 2006
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$735,000 (Dec 2020)
Tax Bill	$16,506 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H-08-27-395-048`

Property Details

APN / Parcel Number

Primary APN	`H-08-27-395-048`
Alternative APN	`H00827395048`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,317 sqft Living Area
1st Floor Area	2,125 sqft
Basement Area	2,308 sqft
Unfinished Basement	2,308 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	24,394 sqft (0.56 acres)
Garage Area	617 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	997 GALLERY LN
City	ANN ARBOR
State	MI
Zip	48103-8896
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	SITE 48, THE GALLERY AT THE POLO FIELDS, WASHTENAW CO CONDO SUBDV PLAN NO. 412. T2S, R5E. .56 AC.
Legal Range	5E
Legal Township	2S
Legal Section	27
Legal Subdivision	THE GALLERY AT THE POLO FIELDS
Legal Block	395
Jurisdiction	WASHTENAW MI
Township / Civil Division	SCIO
Census Block Group	1
Census Block	1026
Census Tract	456000

Owner

997 Gallery Ln, a condominium, is owned and occupied by two individuals who acquired it in July 2024.

Source: Washtenaw County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	997 GALLERY LN, ANN ARBOR, MI 48103-8896
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2020 · Amount on File
Deed Sale	Dec 14, 2020 · Amount on File
Prior Sale	Aug 20, 2013 · Amount on File
Deed Document Number	20206560139
Deed Book / Page	5393 / 371
Last Transfer Date	Jul 20, 2024
Transfer Doc	0006727247
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	997 GALLERY LN, ANN ARBOR, MI 48103-8896
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006559493
Date	Dec 10, 2020
Book Page	5392/724
Instrument	6559493

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

Tax Assessment & Valuation

The 2025 property tax bill for 997 Gallery Ln was $16,506 with a homeowner's exemption.

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Washtenaw County
County Subdivision	Scio Township
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,700	$971,400
2025	$16,506.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 997 Gallery Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 997 Gallery Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCIO TOWNSHIP serves 8,500 people · EPA ID MI0005977
Water Source	Purchased surface water from ANN ARBOR
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL	100 / 20