997 E 825 N, Layton, UT 84040 Property Records

Davis County property record for 997 E 825 N, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 1,655 sqft · built 1974
Lot Size	0.562 acres (24,481 sqft)
Owner	Individual Name on Record
Last Sale	$462,500 (May 2021)
Tax Bill	$2,845 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11-006-0083`

Property Details

APN / Parcel Number

Primary APN	`11-006-0083`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,655 sqft Living Area
Basement Area	1,635 sqft
Unfinished Basement	1,635 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,481 sqft (0.562 acres)
Garage Area	550 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	997 E 825 N
City	LAYTON
State	UT
Zip	84040-3430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 70, ASPEN HEIGHTS SUB UNIT TWO. CONT. 0.312 ACRES. ALSO, A PART OF NW 1/4 OF SEC 22-T4N-R1W, SLM; BEG AT A PT WH IS S 118.4 FT; TH E 643.70 FT; TH S 632.1 FT FR NW COR OF SD SEC 22;
Legal Subdivision	ASPEN HEIGHTS SUBDIVISION UNIT NO TWO
Legal Lot Number	70
Legal Unit	T
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1005
Census Tract	125905

Owner

Source: Davis County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	997 E 825 N, LAYTON, UT 84040-3430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage EDWARD J OBERMILLER
Sep 12, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Jul 22, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 22, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Dec 20, 2016	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	Dec 28, 2016 · Amount on Record
Deed Document Number	20213385160
Deed Book / Page	7766 / 2629
Prior Transfer Date	Jun 13, 2008
Prior Transfer Doc	0002373020
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	997 E 825 N, LAYTON, UT 84040-3430
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 E 825 N, LAYTON, UT 84040-3430

Mortgage

Document Number	008924/833
Date	Feb 2, 2026
Book Page	8924/833
Instrument	3652909

Lender

Name	EDWARD J OBERMILLER
Type	Private Party
Address	956 ASPEN WAY, LAYTON, UT 84040

Agreement

Amount	Amount Recorded

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	997 E 825 N, LAYTON, UT 84040-3430
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006847/531
Date	Sep 12, 2017
Book Page	6847/531
Instrument	3044476

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	997 E 825 N, LAYTON, UT 84040-3430
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07309/0096
Date	Jul 22, 2019
Book Page	7309/0096
Instrument	3174042

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	997 E 825 N, LAYTON, UT 84040-3430
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007539/183
Date	Jun 22, 2020
Book Page	7539/183
Instrument	3262869

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	May 24, 2021
Property Address	997 E 825 N, LAYTON, UT 84040-3430
Document Number	07766/2629
Book / Page	7766 / 2629
Instrument Date	May 21, 2021
Instrument	3385160
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	VANGUARD TITLE INSURANCE AGENCY, VANGUARD TITLE INS AGCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 E 825 N, LAYTON, UT 84040-3430

Mortgage

Document Number	0003385161
Date	May 24, 2021
Instrument	3385161

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	997 E 825 N, LAYTON, UT 84040-3430
Document Number	0003020266
Book / Page	006766 / 000228
Instrument Date	Dec 20, 2016
Transaction Type	Mortgage
Record Updated	Jul 20, 2017
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 E 825 N LAYTON UT 840403430, LAYTON, UT 84040-3430

Mortgage

Document Number	0003020266
Date	May 16, 2017
Book Page	006766/000228
Instrument	3020266

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2047

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,550 (+3.31%) Land $195,752 Building $112,798	$561,000 (+3.31%) Land $355,912 Building $205,088
2025	$2,845.00 (+4.02%)	$298,650 (-40.51%) Land $195,767 Building $102,883	$543,000 (+8.17%) Land $355,940 Building $187,060
2024	$2,735.00 (+1.56%)
2023	$2,693.00 (-5.04%)	$502,000 Land $245,875 Building $256,125	$502,000 Land $245,875 Building $256,125
2022	$2,836.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband, Utah Broadband.

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