997 Davis Rd, Kevil, KY 42053 Property Records

Ballard County property record for 997 Davis Rd, Kevil, KY 42053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 1975
Lot Size	51.3 acres (2,236,632 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jun 2018)
Tax Bill	$1,597 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`66-21`

Property Details

APN / Parcel Number

Primary APN	`66-21`
Alternative APN	`3677`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,792 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,236,632 sqft (51.3 acres)
Lot Dimensions	637 ft deep x 273 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	560 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	997 DAVIS RD
City	KEVIL
State	KY
Zip	42053-9149
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	BALLARD KY
Township / Civil Division	LA CENTER
Census Block Group	4
Census Block	4013
Census Tract	950100

Owner

997 Davis Rd is owned and occupied by an individual who acquired it in July 2025.

Source: Ballard County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	997 DAVIS RD, KEVIL, KY 42053-9149
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FNB BANK NA
Nov 30, 2018	Deed of Trust, Mortgage · Commercial Mortgage FNB BANK NA
Jun 26, 2018	Deed, Transfer · Commercial Mortgage FNB BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2018 · Amount on File
Deed Sale	Jun 26, 2018 · Amount on File
Deed Book / Page	117 / 127
Last Transfer Date	Jul 29, 2025
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALLARD KY
Property Address	997 DAVIS RD, KEVIL, KY 42053-9149
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117/20
Date	Jun 30, 2021
Book Page	117/20
Instrument	522661

Lender

Name	FNB BANK NA
Type	Bank
Address	42006

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALLARD KY
Property Address	997 DAVIS RD, KEVIL, KY 42053-9149
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000098/023
Date	Nov 30, 2018
Book Page	098/023

Lender

Name	FNB BANK NA
Type	Bank
Address	MAYFIELD, KY 42066

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Oct 19, 2033

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BALLARD KY
Recording Date	Jun 26, 2018
Property Address	997 DAVIS RD, KEVIL, KY 42053-9149
Document Number	000117/127
Book / Page	117 / 127
Instrument Date	Jun 20, 2018
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	997 DAVIS RD, 997, KEVIL, KY 42053-9149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	969 DAVIS RD, KEVIL, KY 42053-9149

Mortgage

Document Number	0000096034
Date	Jun 26, 2018
Instrument	096/034

Lender

Name	FNB BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 997 Davis Rd was $1,597.

Source: Ballard County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Ballard County
Unified School District	Ballard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,597.00	$157,719	$157,719
2023	$1,624.00 Additional exemption filed	$157,719	$157,719

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 997 Davis Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 997 Davis Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ballard Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Davis Rd

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