997 Calloway Rd, Lincolnton, NC 28092 Property Records

Lincoln County property record for 997 Calloway Rd, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,578 sqft · built 1993
Lot Size	1.03 acres (45,085 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,500 (Feb 2010)
Tax Bill	$1,736 (2026)
Deeds & Mortgages	Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3641-37-6129`

Property Details

APN / Parcel Number

Primary APN	`3641-37-6129`
Alternative APNs	`364101376129` `226215` `28655`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,578 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	45,085 sqft (1.03 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Deck Area	Deck Area
Shed	1 Shed
Shed Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	226215
Street Address	997 CALLOWAY RD
City	LINCOLNTON
State	NC
Zip	28092-7924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	LAND & S/DSD RD1308
Jurisdiction	LINCOLN NC
Township / Civil Division	IRONTON
Census Block Group	2
Census Block	2035
Census Tract	70300

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	997 CALLOWAY RD, LINCOLNTON, NC 28092-7924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2010 · Amount on Record
Deed Sale	Feb 16, 2010 · Amount on Record
Deed Document Number	20101413
Deed Book / Page	2174 / 655
Prior Transfer Date	Feb 12, 2010
Prior Transfer Doc	2174655
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	997 CALLOWAY RD, LINCOLNTON, NC 28092-7924
Document Number	2833852
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 CALLOWAY RD LINCOLNTON NC 280927924, LINCOLNTON, NC 28092-7924

Mortgage

Document Number	2833852
Date	Jul 29, 2019
Book Page	002833/000852
Instrument	595638

Lender

Name	LOCAL GOV'T EMPS FCU
Type	Credit Union
Address	LINCOLNTON, NC 28093

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,736.00 (+3.7%)	$245,968 (-) Land $29,241 Building $216,727	$245,968 (-) Land $29,241 Building $216,727
2025	$1,674.00 (+1.21%)	$245,968 (-) Land $29,241 Building $216,727	$245,968 (-) Land $29,241 Building $216,727
2023	$1,654.00	$245,968 Land $29,241 Building $216,727	$245,968 Land $29,241 Building $216,727

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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