997 Black Mountain Rd, Pilot Mountain, NC 27041 Property Records

Surry County property record for 997 Black Mountain Rd, Pilot Mountain, NC 27041

Property Summary

Property Type	Rural Home
Details	3 bd · 4 ba · 3,527 sqft · built 2017
Lot Size	6.44 acres (280,526 sqft)
Owner	2 Individual Names on Record
Last Sale	$73,500 (Oct 2015)
Tax Bill	$4,677 (2026)
Deeds & Mortgages	Mar 2022 Refinance Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5965-04-62-3699`

Property Details

APN / Parcel Number

Primary APN	`5965-04-62-3699`
Alternative APN	`100094661`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,527 sqft Living Area
1st Floor Area	2,544 sqft
Basement Area	2,484 sqft
Unfinished Basement	2,484 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	280,526 sqft (6.44 acres)
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	304 sqft
Deck Area	480 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100094661
Street Address	997 BLACK MOUNTAIN RD
City	PILOT MOUNTAIN
State	NC
Zip	27041-7326
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	LOT 2 & 3
Legal Subdivision	PROPERTY OF MOIR M JESSUP ET AL
Legal Lot Number	2-3
Jurisdiction	SURRY NC
Township / Civil Division	PILOT
Census Block Group	2
Census Block	2029
Census Tract	931200

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	997 BLACK MOUNTAIN RD, PILOT MOUNTAIN, NC 27041-7326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST RELIANCE BANK
Sep 28, 2018	Deed of Trust, Mortgage CAROLINA FARM CREDIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2015 · Amount on Record
Deed Sale	Oct 8, 2015 · Amount on Record
Deed Book / Page	1534 / 875
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	997 BLACK MOUNTAIN RD, PILOT MOUNTAIN, NC 27041-7326
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01804/1012
Date	Mar 11, 2022
Book Page	1804/1012
Instrument	693588

Lender

Name	FIRST RELIANCE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	997 BLACK MOUNTAIN RD, PILOT MOUNTAIN, NC 27041-7326
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001646/0000001000
Date	Sep 28, 2018
Book Page	0000001646/0000001000
Instrument	000000657806

Lender

Name	CAROLINA FARM CREDIT

Agreement

Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,677.00 (+6.68%)	$609,030 (-23.29%) Land $79,530 Building $529,500	$609,030 (-23.29%) Land $79,530 Building $529,500
2025	$4,384.00 (+30.44%)	$793,950 (+30.36%) Land $80,240 Building $713,710	$793,950 (+30.36%) Land $80,240 Building $713,710
2023	$3,361.00	$609,030 Land $79,530 Building $529,500	$609,030 Land $79,530 Building $529,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	2,500 / 2,500
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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