9969 Alba Rd, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 9969 Alba Rd, Ben Lomond, CA 95005

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.464 acres (20,212 sqft)
Owner	Company Name on File
Last Sale	$585,000 (Jul 2026)
Tax Bill	$707 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`078-142-06`

Property Details

APN / Parcel Number

Primary APN	`078-142-06`
Alternative APN	`078-142-06-000`

Exterior

Lot Area	20,212 sqft (0.464 acres)

Location & Zoning

Street Address	9969 ALBA RD
City	BEN LOMOND
State	CA
Zip	95005-9235
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R-1-15
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1021
Census Tract	120301

Owner

9969 Alba Rd, residential vacant land, is owned by a company that bought it in July 2026.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Company Name on File
Mailing Address	100 MUIR DR, SOQUEL, CA 95073-9706
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Apr 3, 2023	Gift Deed, Transfer
Mar 24, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2026 · Amount on File
Deed Sale	Jul 21, 2026 · Amount on File
Prior Sale	Mar 28, 2024 · Amount on File
Deed Document Number	202616449
Prior Transfer Date	Feb 28, 2023
Prior Transfer Doc	0000005765
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 21, 2026
Property Address	9969 ALBA RD, BEN LOMOND, CA 95005-9235
Document Number	0000016449
Instrument Date	Jun 25, 2026
Instrument	202616449
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64,993.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	100 MUIR DR, SOQUEL, CA 95073-9706

Mortgage

Document Number	0000016450,
Date	Jul 21, 2026
Instrument	202616450

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 3, 2023
Property Address	9969 ALBA RD, BEN LOMOND, CA 95005-9235
Document Number	0000005765
Instrument Date	Feb 28, 2023
Instrument	2023-0005765
Transaction Type	Transfer
Record Updated	Apr 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2828 MONTE CRESTA WAY, SAN JOSE, CA 95132-2245

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 24, 2023
Property Address	9969 ALBA RD, BEN LOMOND, CA 95005-9235
Document Number	0000005043
Instrument Date	Feb 28, 2023
Instrument	2023-0005043
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 E JULIAN ST UNIT 309, 309, SAN JOSE, CA 95112-4077

Tax Assessment & Valuation

The 2025 property tax bill for 9969 Alba Rd was $707.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$52,020 (+2%) Land $52,020
2025	$707.00	$51,000 Land $51,000
2023		$1,264 Land $1,264

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9969 Alba Rd in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	20 (1980–2017)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Mar 2017 · other causes
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 8 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9969 Alba Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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