Kootenai County property record for 9968 W Lake Forest Loop, Rathdrum, ID 83858
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,690 sqft · built 2001 |
| Lot Size | 0.367 acres (16,030 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,027 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0450000B008A |
| Primary APN | 0450000B008A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,690 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 16,030 sqft (0.367 acres) |
| Lot Width | 78 ft Width |
| Garage Type | Attached |
| Garage Area | 564 sqft |
| Parking Spaces | 2 Parking Spaces |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 131631 |
|---|---|
| Street Address | 9968 W LAKE FOREST LOOP |
| City | RATHDRUM |
| State | ID |
| Zip | 83858-7746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE FOREST HOME SITES, E2-LT 7, LT 8 BLOCK B 3553N05W |
| Legal Subdivision | LAKE FOREST HOME SITES |
| Legal Block | B |
| Legal Lot Number | 7-8 |
| Jurisdiction | KOOTENAI ID |
| Township / Civil Division | SPIRIT LAKE-ATHOL |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 102 |
9968 W Lake Forest Loop is owned and occupied by two individuals who acquired it in August 1994.
Source: Kootenai County records, as of December 1, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9968 W LAKE FOREST LOOP, RATHDRUM, ID 83858-7746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2021 | Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU |
| Oct 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANNER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 1994 |
| Deed Sale | Aug 1, 1994 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 9968 W LAKE FOREST LOOP, RATHDRUM, ID 83858-7746 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2857660000 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 2857660000 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 31, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 9968 W LAKE FOREST LOOP, RATHDRUM, ID 83858-7746 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2019 |
| Title Company | FIRST AMERICAN TTL KOOTENAI |
| Name | Verified Name |
|---|
| Document Number | 2720192000 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 2720192000 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | WALLA WALLA, WA 99362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2034 |
The 2025 property tax bill for 9968 W Lake Forest Loop was $3,027 with a homeowner's exemption, down 9.3% from the year before.
Source: Kootenai County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Kootenai County |
| Unified School District | Lakeland Joint School District 272 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,027.00 (-9.34%) Homeowner's exemption | $1,031,670 Land $635,400 Building $396,270 | $1,031,670 Land $635,400 Building $396,270 |
| 2024 | $3,339.00 (-4.44%) | ||
| 2023 | $3,494.00 (-14.53%) Homeowner's exemption | $1,148,300 (+2.11%) Land $750,800 Building $397,500 | $1,148,300 (+2.11%) Land $750,800 Building $397,500 |
| 2022 | $4,088.00 Homeowner's exemption | $1,124,588 Land $648,704 Building $475,884 | $1,124,588 Land $648,704 Building $475,884 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9968 W Lake Forest Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9968 W Lake Forest Loop is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of Idaho |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWIN LAKES SERVICE AREA public/private · serves 2,023 people · EPA ID ID1280099 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Also Mapped Here | UPPER TWIN LAKES WATER COMPANY INC |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Intermax Networks Fixed Wireless | 100 / 20 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
| Optimum Cable | 30 / 3 |
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