Hardin County property record for 9965 Park Rd, Lumberton, TX 77657
| Property Type | Single Family Home |
|---|---|
| Details | 3,555 sqft · built 2018 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,801 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2018 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000138-000340 |
| Primary APN | 000138-000340 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,555 sqft Living Area |
| Gross Area | 4,323 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Brick |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 1,100 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Utility Building | 768 sqft |
| Cooling System | Central |
|---|
| Account Number | 74665 |
|---|---|
| Street Address | 9965 PARK RD N |
| City | LUMBERTON |
| State | TX |
| Zip | 77657-6222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A0138 CHOATE JOHN ACRES 1.0 AB 138 J CHOATE P# 138-3-CC I# 2016-68398 09/28/2016 |
| Legal Subdivision | CHOATE JOHN |
| Jurisdiction | HARDIN TX |
| Township / Civil Division | LUMBERTON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 30503 |
9965 Park Rd is owned and occupied by two individuals.
Source: Hardin County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9965 PARK RD N, LUMBERTON, TX 77657-6222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Mar 19, 2018 | Deed of Trust, Mortgage · Construction Mortgage GATEWAY MORTGAGE GROUP LLC |
| Sep 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY |
| Nov 9, 2018 | Loan Modification, Mortgage GATEWAY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TX |
| Property Address | 9965 PARK RD, LUMBERTON, TX 77657-6222 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000117543 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 2021-117543 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TX |
| Property Address | 9965 PARK RD, LUMBERTON, TX 77657-6222 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000083342 |
|---|---|
| Date | Mar 19, 2018 |
| Instrument | 2018-83342 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | 30242 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Mar 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.95% |
| Type Change Date | Mar 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 10.9% |
| Index | 1-Year LIBOR |
| Max Rate | 10.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TX |
| Property Address | 9965 PARK RD, LUMBERTON, TX 77657-6222 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000098111 |
|---|---|
| Date | Sep 12, 2019 |
| Instrument | 2019-98111 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARDIN TX |
| Property Address | 9965 PARK RD, LUMBERTON, TX 77657-6222 |
| Document Number | 0000090780 |
| Instrument Date | Nov 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9965 PARK RD LUMBERTON TX 776576222, LUMBERTON, TX 77657-6222 |
| Document Number | 0000090780 |
|---|---|
| Date | Dec 10, 2018 |
| Instrument | 90780 |
| Name | GATEWAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | JENKS, OK 74037 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 9, 2048 |
| Rate | 5.12% |
|---|
The 2026 property tax bill for 9965 Park Rd was $8,801 with a homeowner's exemption, up 28.7% from the year before.
Source: Hardin County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Hardin County |
| Unified School District | Lumberton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,801.00 (+28.65%) Homeowner's exemption | $509,224 (-0.93%) Land $30,000 Building $479,224 | $509,224 (-0.93%) Land $30,000 Building $479,224 |
| 2025 | $6,841.00 (-5.98%) Homeowner's exemption | $514,007 (-) Land $30,000 Building $484,007 | $514,007 (-) Land $30,000 Building $484,007 |
| 2024 | $7,276.00 (+2.41%) Homeowner's exemption | $514,007 (-2.63%) Land $30,000 Building $484,007 | $514,007 (-2.63%) Land $30,000 Building $484,007 |
| 2023 | $7,105.00 Homeowner's exemption | $527,864 Land $30,000 Building $497,864 | $527,864 Land $30,000 Building $497,864 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9965 Park Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 136 policies |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 18 (2017–2025) |
| Claims Outside the SFHA | 16 of 18 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9965 Park Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 56% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUMBERTON MUD serves 31,428 people · EPA ID TX1000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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