Mobile County property record for 9965 Keystone Ct, Mobile, AL 36608
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,174 sqft · built 1993 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Jun 2017) |
| Tax Bill | $1,141 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R022705210000002062 |
| Primary APN | R022705210000002062 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,174 sqft Living Area |
| 1st Floor Area | 1,276 sqft |
| Upper Floors Area | 1,568 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Enclosed Porch |
| Porch Area | 626 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 2486447 |
|---|---|
| Old Parcel Number | R022705210000002062 |
| Street Address | 9965 KEYSTONE CT |
| City | MOBILE |
| State | AL |
| Zip | 36608-8471 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 BRECKENRIDGE SUBD UNIT 3 MBK 58 PG 53 #SEC 21 T4S R3W #MP27 05 21 0 000 |
| Legal Range | 03W |
| Legal Township | 04S |
| Legal Section | 21 |
| Legal Subdivision | RIDGE |
| Legal Lot Number | 14 |
| Legal Unit | 3 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | TANNER WILLIAMS |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 6407 |
9965 Keystone Ct is owned and occupied by two individuals who bought it in June 2017.
Source: Mobile County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9965 KEYSTONE CT, MOBILE, AL 36608-8471 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 16, 2017 | Deed of Trust, Transfer · FHA Mortgage GUARANTY TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2017 · Amount on File |
| Deed Sale | Jun 20, 2017 · Amount on File |
| Prior Sale | Feb 17, 2014 · Amount on File |
| Deed Document Number | 2017034246 |
| Deed Book / Page | 7522 / 0733 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 9965 KEYSTONE CT, MOBILE, AL 36608-8471 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000064585 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021064585 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 346 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 9965 KEYSTONE CT, MOBILE, AL 36608-8471 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000039944 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 2020039944 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 9965 KEYSTONE CT, MOBILE, AL 36608-8471 |
| Document Number | 0000034247 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2019 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9965 KEYSTONE CT MOBILE AL 366088471, MOBILE, AL 36608-8471 |
| Document Number | 0000034247 |
|---|---|
| Date | Jun 20, 2017 |
| Book Page | 007522/000736 |
| Instrument | 34247 |
| Name | GUARANTY TR |
|---|---|
| Address | MURFREESBORO, TN 37129 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 19, 2047 |
The 2025 property tax bill for 9965 Keystone Ct was $1,141 with a homeowner's exemption, up 1.9% from the year before.
Source: Mobile County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,141.00 (+1.88%) Homeowner's exemption | $23,470 (+1.87%) Land $4,000 Building $19,470 | $234,700 (+1.87%) Land $40,000 Building $194,700 |
| 2024 | $1,120.00 (+3.9%) Homeowner's exemption | $23,040 (+3.88%) Land $4,000 Building $19,040 | $230,400 (+3.88%) Land $40,000 Building $190,400 |
| 2023 | $1,078.00 Homeowner's exemption | $22,180 Land $3,500 Building $18,680 | $221,800 Land $35,000 Building $186,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9965 Keystone Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9965 Keystone Ct is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 84% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH ALABAMA UTILITIES WATER SYSTEM serves 39,249 people · EPA ID AL0000967 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
Listed by EPA as a serious violator.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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