1. Home
  2. Texas
  3. Webb County
  4. Laredo
  5. Grotto Dr

9965 Grotto Dr, Laredo, TX 78045 Property Records

Webb County property record for 9965 Grotto Dr, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,108 sqft · built 2025
Lot Size0.128 acres (5,564 sqft)
OwnerIndividual Name on Record
Last Sale$297,511 (Mar 2026)
Tax Bill$249 (2025)
Deeds & MortgagesMar 2026 Mortgage
Mar 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN983-84013-170

Property Details

APN / Parcel Number

Primary APN983-84013-170
Alternative APN
  • 800838

Interior

Stories2 Stories
Building Area2,108 sqft Living Area
Gross Area2,508 sqft
1st Floor Area868 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,564 sqft (0.128 acres)
Garage TypeAttached
Garage Area400 sqft
PorchOpen Porch

Location & Zoning

Street Address9965 GROTTO DR
CityLAREDO
StateTX
Zip78045-2267
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAQUERO SUBD. PHASE VI BLK 13 LOT 17
Legal SubdivisionAQUERO SUBD. PHASE VI
Legal Block13
Legal Lot Number17
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group3
Census Block3017
Census Tract1711

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9965 GROTTO DR, LAREDO, TX 78045-2267
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2026Deed of Trust, Mortgage · Stand-Alone First Mortgage
TEXAS DEPARTMENT OF HOUSING AND COMMUNIT
Mar 25, 2026Vendor's Lien, Transfer · FHA Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 25, 2026 · Amount on Record
Deed SaleMar 25, 2026 · Amount on Record
Deed Document Number20261583087
Deed Book / Page6007 / 583
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address9965 GROTTO DR, LAREDO, TX 78045-2267
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number006007/603
DateMar 25, 2026
Book Page6007/603
Instrument1583089
Lender
NameTEXAS DEPARTMENT OF HOUSING AND COMMUNIT
TypeNon-Lending Institution
AddressPO BOX 13941, AUSTIN, TX 78711
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2026: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateMar 25, 2026
Property Address9965 GROTTO DR, LAREDO, TX 78045-2267
Document Number006007/583
Book / Page6007 / 583
Map ReferenceVOL 40 PG 26-27
Instrument DateMar 24, 2026
Instrument1583087
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9965 GROTTO DR, LAREDO, TX 78045-2267

Mortgage

Document Number0001583088
DateMar 25, 2026
Instrument1583088
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$320,243 (+486.77%) Land $64,209 Building $256,034$320,243 (+486.77%) Land $64,209 Building $256,034
2025$249.00 (-63.38%)$54,577 Land $54,577$54,577 Land $54,577
2023$680.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

Nearby Properties on Grotto Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures