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9964 132nd St, Live Oak, FL 32060 Property Records

Suwannee County property record for 9964 132nd St, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,704 sqft · built 2002
Lot Size11.8 acres (517,057 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Oct 2016)
Tax Bill$1,164 (2024)
Deeds & MortgagesNov 2021 Line of Credit
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-03S-14E-02763-005006

Property Details

APN / Parcel Number

Primary APN19-03S-14E-02763-005006
Alternative APN
  • 02763005006

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,704 sqft Living Area
1st Floor Area2,704 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2022
Exterior MaterialComposition/Composite
Roof MaterialMetal
Lot Area517,057 sqft (11.8 acres)
PorchFinished/Screened Porch
Patio Area462 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number02763005006
Street Address9964 132ND ST
CityLIVE OAK
StateFL
Zip32060-6829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 11.87 ACRES FOT PT OF REF COM AT THE SW COR OF NW1/4 OF SE1/4 & RUN S 88 DEG 30'20 W ALONG THE S LINE OF SAID NE1/4 OF
Legal Range14E
Legal Township03S
Legal Section19
JurisdictionSUWANNEE FL
Township / Civil DivisionMCALPIN-WELLBORN
Census Block Group1
Census Block1003
Census Tract970501

Owner

9964 132nd St is owned and occupied by an individual who bought it in October 2016.

Source: Suwannee County records, as of February 2, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address9964 132ND ST, LIVE OAK, FL 32060-6829
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2021Deed of Trust, Mortgage · Line of Credit
AMERIS BANK
Jun 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jun 15, 2016Loan Modification, Mortgage
SUNTRUST MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2016 · Amount on File
Deed SaleOct 17, 2016 · Amount on File
Prior SaleJun 28, 2006 · Amount on File
Deed Document Number2016186562
Deed Book / Page01949 / 0408
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address9964 132ND ST, LIVE OAK, FL 32060-6829
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address9964 132ND ST, LIVE OAK, FL 32060-6829

Mortgage

Document Number0000244953
DateNov 1, 2021
Book Page2309/240
Instrument2021244953
Lender
NameAMERIS BANK
TypeBank
AddressLIVE OAK, FL 32064
Agreement
TypeLine of Credit
AmountAmount on Record
Term179 Months
DueOct 13, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address9964 132ND ST, LIVE OAK, FL 32060-6829
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000239540
DateJun 15, 2021
Book Page2275/282
Instrument2021239540
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

June 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSUWANNEE FL
Property Address9964 132ND ST, LIVE OAK, FL 32060-6829
Document Number0000190985
Book / Page001975 / 000437
Instrument DateJun 15, 2016
Transaction TypeMortgage
Record UpdatedMar 29, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address9964 132ND ST LIVE OAK FL 320606829, LIVE OAK, FL 32060-6829

Mortgage

Document Number0000190985
DateMar 21, 2017
Book Page001975/000437
Instrument190985
Lender
NameSUNTRUST MTG
TypeMortgage Company
AddressFLINT, MI 48501-2026
Agreement
AmountAmount on Record
Term360 Months
DueMar 20, 2047
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$97,071$440,737 Land $74,781 Building $365,956
2024$1,164.00 (+3.01%)
2023$1,130.00 (+3.86%) Homeowner's exemption$91,587 (+3%)$381,635 (+33.04%) Land $67,659 Building $313,976
2022$1,088.00 Homeowner's exemption$88,919$286,860 Land $59,350 Building $227,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9964 132nd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims3 (2012–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9964 132nd St is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000

May also be available: Windstream.

Cell Coverage

5G and 4G LTE (outdoors only)

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