9963 Watergum Trl, Santee, CA 92071 Property Records

San Diego County property record for 9963 Watergum Trl, Santee, CA 92071

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,864 sqft · built 2008
Lot Size	0.3 acres (1,320 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (Feb 2009)
Tax Bill	$6,180 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`381-740-58-00`

Property Details

APN / Parcel Number

Primary APN	`381-740-58-00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Building Area	1,864 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	1,320 sqft (0.3 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9963 WATERGUM TRL
City	SANTEE
State	CA
Zip	92071-7208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TC
Legal Description	LOT 58 TR 015388
Legal Subdivision	SANTEE 2004-O1RIVERWALK
Legal Tract	015388
Legal Block	1
Legal Lot Number	58
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	16615

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9963 WATERGUM TRL, SANTEE, CA 92071-7208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 13, 2019	Deed of Trust, Mortgage · VA Mortgage SUPREME LNDG
Oct 24, 2018	Quit Claim Deed, Transfer · Conventional with PMI SUPREME LNDG
Jun 8, 2017	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2009 · Amount on File
Deed Sale	Feb 24, 2009 · Amount on File
Deed Document Number	200990308
Last Transfer Date	Oct 19, 2018
Transfer Doc	0000443372
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9963 WATERGUM TRL, SANTEE, CA 92071-7208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9963 WATERGUM TRL, SANTEE, CA 92071-7208

Mortgage

Document Number	0000748568
Date	Nov 24, 2020
Instrument	2020-0748568

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9963 WATERGUM TRL, SANTEE, CA 92071-7208
Document Number	0000410407
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9963 WATERGUM TRL SANTEE CA 920717208, SANTEE, CA 92071-7208

Mortgage

Document Number	0000410407
Date	Sep 19, 2019
Instrument	410407

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 24, 2018
Property Address	9963 WATERGUM TRL, SANTEE, CA 92071-7208
Document Number	0000443372
Instrument Date	Oct 19, 2018
Instrument	443372
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	MORTGAGE INFORMATION SERVICES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9963 WATERGUM TRL SANTEE CA 920717208, SANTEE, CA 92071-7208

Mortgage

Document Number	443373
Date	Oct 24, 2018
Instrument	443373

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9963 WATERGUM TRL, SANTEE, CA 92071-7208
Document Number	0000268823
Instrument Date	Jun 8, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9963 WATERGUM TRL SANTEE CA 920717208, SANTEE, CA 92071-7208

Mortgage

Document Number	0000268823
Date	Jun 15, 2017
Instrument	268823

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 14, 2032

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$523,759 (+2%) Land $210,150 Building $313,609
2025	$6,180.00 (+4.32%)	$513,490 (+4.04%) Land $206,030 Building $307,460
2023	$5,924.00 (+0.71%)	$493,553 Land $198,031 Building $295,522
2022	$5,882.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Watergum Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures