996 Via Conca Doro, Vista, CA 92084 Property Records

San Diego County property record for 996 Via Conca Doro, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 2020
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Oct 2015)
Tax Bill	$6,549 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`181-270-53-00`

Property Details

APN / Parcel Number

Primary APN	`181-270-53-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,200 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	100,188 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	996 VIA CONCA DORO
City	VISTA
State	CA
Zip	92084-7425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 4 TR PM10481
Legal Subdivision	PARCEL MAP NO 10481
Legal Tract	10481
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1019
Census Tract	19208

Owner

996 Via Conca Doro is owned and occupied by two individuals who bought it in October 2015.

Source: San Diego County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	996 VIA CONCA DORO, VISTA, CA 92084-7425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 17, 2019	Trustee's Deed, Construction Loan · Construction Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2015 · Amount on File
Deed Sale	Oct 26, 2015 · Amount on File
Prior Sale	Nov 10, 2010
Deed Document Number	2015559234
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	996 VIA CONCA DORO, VISTA, CA 92084-7425
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	996 VIA CONCA DORO, VISTA, CA 92084

Mortgage

Document Number	0000146326
Date	Feb 25, 2021
Instrument	2021-0146326

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 17, 2019
Property Address	996 VIA CONCA DORO, VISTA, CA 92084-7425
Instrument Date	Jul 12, 2019
Instrument	286004
Transaction Type	Construction Loan
Record Updated	Jul 24, 2019
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	14009 ROSE CT POWAY CA 920644033, POWAY, CA 92064-4033

Mortgage

Document Number	0000286004
Date	Jul 17, 2019
Instrument	286004

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 996 Via Conca Doro was $6,549 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$592,809 (+2%) Land $250,348 Building $342,461
2025	$6,549.00 Homeowner's exemption	$581,187 Land $245,440 Building $335,747
2023	$6,102.00 (+0.25%)	$558,620 Land $235,910 Building $322,710
2022	$6,087.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 996 Via Conca Doro in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1998–1999)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 996 Via Conca Doro is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Cox Communications, Verizon.

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