996 S Fork Cir, Melbourne, FL 32901 Property Records

Brevard County property record for 996 S Fork Cir, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,147 sqft · built 1989
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$295,500 (Oct 2023)
Tax Bill	$3,313 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-16-52-*-48`

Property Details

APN / Parcel Number

Primary APN	`28-37-16-52-*-48`
Alternative APNs	`28-37-16-52-00000.0-0048.00` `2828312`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,147 sqft Living Area
Gross Area	1,616 sqft
1st Floor Area	1,147 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	126 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	434 sqft
Porch	Finished/Open Porch
Porch Area	35 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2828312
Street Address	996 S FORK CIR
City	MELBOURNE
State	FL
Zip	32901-8436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2(6)
Legal Description	SOUTH OAKS PHASE ONE LOT 48
Legal Range	37E
Legal Township	28S
Legal Section	16
Legal Subdivision	SOUTH OAKS PHASE ONE
Legal Phase	1
Legal Lot Number	48
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1000
Census Tract	65126

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	996 S FORK CIR, MELBOURNE, FL 32901-8436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Line of Credit SPACE COAST CREDIT UNION
Oct 2, 2023	Warranty Deed, Transfer · Conventional Mortgage KNOCK LENDING LLC
Jan 10, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 7, 2020	Deed of Trust, Mortgage · Conventional with PMI MR COOPER
Aug 27, 2019	Warranty Deed, Transfer · FHA Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Prior Sale	Aug 27, 2019 · Amount on Record
Deed Document Number	2023208230
Deed Book / Page	9899 / 62
Prior Transfer Date	Dec 19, 2013
Prior Transfer Doc	0070332955
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Recording Date	May 20, 2026
Property Address	996 S FORK CIR, MELBOURNE, FL 32901-8436
Document Number	0106292132
Book / Page	10629 / 2132
Instrument Date	May 12, 2026
Instrument	2026103185
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	996 S FORK CIR, MELBOURNE, FL 32901-8436

Mortgage

Document Number	0000103185,
Date	May 20, 2026
Book Page	10629/2132
Instrument	2026103185

Lender

Name	SPACE COAST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 2, 2023
Property Address	996 S FORK CIR, MELBOURNE, FL 32901-8436
Document Number	0098990062
Book / Page	9899 / 62
Map Reference	MB 33 PG 26
Instrument Date	Sep 29, 2023
Instrument	2023208230
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	BELLA TITLE AND ESCROW INC, BELLA TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,068.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1075 PERKINS WAY, SACRAMENTO, CA 95818-3638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	996 S FORK CIR, MELBOURNE, FL 32901-8436

Mortgage

Document Number	0000989964
Date	Oct 2, 2023
Instrument	9899/64

Lender

Name	KNOCK LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	996 S FORK CIR, MELBOURNE, FL 32901-8436
Transaction Type	Mortgage
Record Updated	Jan 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	996 S FORK CIR K, K, MELBOURNE, FL 32901-8436

Mortgage

Document Number	0093790962
Date	Jan 10, 2022
Book Page	9379/962
Instrument	2022005500

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Non-Lending Institution
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	996 S FORK CIR, MELBOURNE, FL 32901-8436
Document Number	0087972233
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	996 S FORK CIR MELBOURNE FL 329018436, MELBOURNE, FL 32901-8436

Mortgage

Document Number	0087972233
Date	Jul 17, 2020
Book Page	008797/002233
Instrument	152429

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 27, 2019
Property Address	996 S FORK CIR, MELBOURNE, FL 32901-8436
Document Number	0085241362
Book / Page	008524 / 001362
Instrument Date	Aug 23, 2019
Instrument	188519
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	PENINSULA TITLE SERVICES, PENINSULA TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,267.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	996 S FORK CIR MELBOURNE FL 329018436, MELBOURNE, FL 32901-8436

Mortgage

Document Number	85241363
Date	Aug 27, 2019
Book Page	008524/001363
Instrument	188520

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,000 (-1.07%)	$220,000 (-1.07%)
2025	$3,313.00 (+3.92%) Homeowner's exemption	$222,380 (+54.41%)	$222,380 (+4.57%)
2024	$3,188.00 (+66.82%)
2023	$1,911.00 (+7.36%) Homeowner's exemption	$144,020 (+3%)	$212,670 (+8.48%) Land $55,000 Building $157,670
2022	$1,780.00 Homeowner's exemption	$139,830	$196,040 Land $50,000 Building $146,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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