996 Pack Rd, White Bluff, TN 37187 Property Records

Dickson County property record for 996 Pack Rd, White Bluff, TN 37187

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,880 sqft · built 2018
Lot Size	8.59 acres (374,180 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Dec 2014)
Tax Bill	$2,255 (2025)
Deeds & Mortgages	May 2018 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022062 00266`

Property Details

APN / Parcel Number

Primary APN	`022062 00266`
Alternative APN	`062 00266`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,880 sqft Living Area
1st Floor Area	1,880 sqft
Basement Area	1,880 sqft
Unfinished Basement	1,880 sqft

Exterior

Year Built	Built 2018
Exterior Material	Siding
Lot Area	374,180 sqft (8.59 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	466 sqft
Deck Area	184 sqft
Patio Area	184 sqft
Shed	1 Shed
Shed Area	140 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	996 PACK RD
City	WHITE BLUFF
State	TN
Zip	37187-4419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRAILER #1
Legal Subdivision	INDIAN HILLS SUB 3
Jurisdiction	DICKSON TN
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	60300

Owner

996 Pack Rd is owned by an individual who bought it in December 2014.

Source: Dickson County records, as of January 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 352, WHITE BLUFF, TN 37187-0352
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST FED'L SVGS BK
Jan 25, 2019	Deed of Trust, Mortgage FIRST FED'L SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2014 · Amount on File
Deed Sale	Dec 12, 2014 · Amount on File
Prior Sale	Aug 2, 1996 · Amount on File
Deed Document Number	0001201461
Deed Book / Page	1201 / 461
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	996 PACK RD, WHITE BLUFF, TN 37187-4419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	V1337990
Date	May 29, 2018
Book Page	V1337/990
Instrument	288416

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	996 PACK RD, WHITE BLUFF, TN 37187-4419
Document Number	V1402988
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	TENNESSEE TITLE SERVICES LLC, TENNESSEE TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	996 PACK RD WHITE BLUFF TN 371874419, WHITE BLUFF, TN 37187-4419

Mortgage

Document Number	V1402988
Date	Oct 10, 2019
Book Page	001402/000988
Instrument	304664

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	DICKSON, TN 37055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 9, 2039

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	996 PACK RD, WHITE BLUFF, TN 37187-4419
Document Number	V1367157
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2019
Title Company	TENNESSEE TITLE SERVICES LLC, TENNESSEE TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	996 PACK RD WHITE BLUFF TN 371874419, WHITE BLUFF, TN 37187-4419

Mortgage

Document Number	V1367157
Date	Jan 31, 2019
Book Page	001367/000157
Instrument	295980

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	DICKSON, TN

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 996 Pack Rd was $2,255.

Source: Dickson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Dickson County
Unified School District	Dickson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,255.00	$133,450 Land $30,750 Building $102,700
2024			$533,800 Land $123,000 Building $410,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 996 Pack Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1998–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 996 Pack Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ignite Broadband Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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