996 Langtry Ct, Apt A, Elgin, IL 60120 Property Records

Cook County property record for 996 Langtry Ct, Apt A, Elgin, IL 60120

Property Summary

Property Type	Condominium
Details	2 bd · 1,175 sqft · built 1998
Lot Size	25.2 acres (1,100,488 sqft)
Owner	Individual Name on Record
Last Sale	$160,500 (Oct 2021)
Tax Bill	$4,242 (2023)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-19-210-020-1189`

Property Details

APN / Parcel Number

Primary APN	`06-19-210-020-1189`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Units	8 Units
Building Area	1,175 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Lot Area	1,100,488 sqft
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	996 LANGTRY CT, A
City	ELGIN
State	IL
Zip	60120-7165
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Range	9E
Legal Township	41N
Legal Section	19
Legal Subdivision	OAKWOOD HILLS CONDO
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3005
Census Tract	804406

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	996 LANGTRY CT, A, ELGIN, IL 60120-7165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 15, 2021	Warranty Deed, Transfer · FHA Mortgage PROPER RATE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	May 14, 2004 · Amount on Record
Deed Document Number	20216217
Prior Transfer Date	Aug 20, 1996
Prior Transfer Doc	0000000443
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	996 LANGTRY CT APT A, A, ELGIN, IL 60120-7165
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	996 LANGTRY CT A, A, ELGIN, IL 60120-7165

Mortgage

Document Number	0008402182
Date	Mar 25, 2026
Instrument	2608402182

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate	5.62%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	996 LANGTRY CT APT A, A, ELGIN, IL 60120-7165
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034701178
Date	Dec 13, 2021
Instrument	2134701178

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 15, 2021
Property Address	996 LANGTRY CT APT A, A, ELGIN, IL 60120-7165
Document Number	0028806217
Map Reference	DOC 93401383
Instrument Date	Oct 6, 2021
Instrument	2128806217
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	996 LANGTRY CT APT A, A, ELGIN, IL 60120-7165

Mortgage

Document Number	0028806218
Date	Oct 15, 2021
Instrument	2128806218

Lender

Name	PROPER RATE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,578 (+39.63%) Land $2,285 Building $18,293	$205,780 (+39.63%) Land $22,850 Building $182,930
2023	$4,242.00 (+2.91%)
2022	$4,122.00 Homeowner's exemption Senior Citizen's exemption	$14,737 Land $2,121 Building $12,616	$147,370 Land $21,210 Building $126,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	18 (1982–2020)
Claims Outside the SFHA	1 of 18
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Astound Broadband.

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