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996 Gratton Rd, Clarksville, TN 37043 Property Records

Montgomery County property record for 996 Gratton Rd, Clarksville, TN 37043

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,512 sqft · built 2022
Lot Size1.24 acres (54,014 sqft)
OwnerIndividual Name on Record
Last Sale$545,000 (Jun 2026)
Tax Bill$6,182 (2025)
Deeds & MortgagesSep 2023 Mortgage
Jun 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN89 11.03 11089

Property Details

APN / Parcel Number

Primary APN89 11.03 11089
Alternative APN
  • 089 01103 00011089

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,512 sqft Living Area
1st Floor Area1,756 sqft
Basement Area1,756 sqft
Finished Basement1,756 sqft
FlooringWood

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area54,014 sqft (1.24 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address996 GRATTON RD
CityCLARKSVILLE
StateTN
Zip37043-2503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionCHARLES SHEPPARD PROPERTY GRATTON ROAD
Legal Lot Number2
JurisdictionMONTGOMERY TN
Township / Civil Division3
Census Block Group2
Census Block2001
Census Tract101805

Owner

Source: Montgomery County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address996 GRATTON RD, CLARKSVILLE, TN 37043-2503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2023Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Jun 1, 2026Warranty Deed, Transfer · VA Mortgage
LEGACY HOME LOANS LLC
Mar 11, 2026Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Feb 5, 2024Warranty Deed, Transfer · VA Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2026 · Amount on Record
Deed SaleJun 1, 2026 · Amount on Record
Prior SaleMar 11, 2026 · Amount on Record
Deed Document Number20261545929
Deed Book / Page2492 / 4230
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TN
Property Address996 GRATTON RD, CLARKSVILLE, TN 37043-2503
Transaction TypeMortgage
Record UpdatedJun 16, 2026
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address996 GRATTON RD, CLARKSVILLE, TN 37043-2503

Mortgage

Document Number02323/1175
DateSep 7, 2023
Book Page2323/1175
Instrument1436063
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY TN
Recording DateJun 1, 2026
Property Address996 GRATTON RD, CLARKSVILLE, TN 37043-2503
Document Number0001545929
Book / Page2492 / 4230
Instrument DateMay 28, 2026
Instrument20261545929
Transaction TypeTransfer
Record UpdatedJun 8, 2026
Title CompanyTENNESSEE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$203,666.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address996 GRATTON RD, CLARKSVILLE, TN 37043-2503

Mortgage

Document Number0001545930,
DateJun 1, 2026
Instrument20261545930
Lender
NameLEGACY HOME LOANS LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY TN
Recording DateMar 11, 2026
Property Address996 GRATTON RD, CLARKSVILLE, TN 37043-2503
Document Number02480/4384
Book / Page2480 / 4384
Map ReferenceMB L PG 564
Instrument DateMar 6, 2026
Instrument1535837
Transaction TypeTransfer
Record UpdatedMar 24, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1295 W WASHINGTON ST STE 115, 115, TEMPE, AZ 85288-1233
InvestorPossibly a Property Investor

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY TN
Recording DateFeb 5, 2024
Property Address996 GRATTON RD, CLARKSVILLE, TN 37043-2503
Document Number002348/744
Book / Page2348 / 744
Map ReferenceMB L PG 564
Instrument DateJan 31, 2024
Instrument1449791
Transaction TypeTransfer
Record UpdatedFeb 16, 2024
Title CompanyFREEDOM TITLE SERVICES, FREEDOM TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,961.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address996 GRATTON RD, CLARKSVILLE, TN 37043-2503

Mortgage

Document Number0001449792
DateFeb 5, 2024
Instrument1449792
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyMontgomery County
MunicipalityClarksville City
Unified School DistrictClarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,182.00 (+2.13%)$143,450 (-)$573,800 (-) Land $132,000 Building $441,800
2024$6,053.00 (+158.56%)$143,450 (+158.58%)$573,800 (+158.58%) Land $132,000 Building $441,800
2023$2,341.00 (+41.11%)$55,475 (-29.76%)
2022$1,659.00$78,975$221,900 Land $64,600 Building $157,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLARKSVILLE WATER DEPARTMENT
serves 251,864 people · EPA ID TN0000116
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
CDE Lightband
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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