996 Geranium Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 996 Geranium Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,535 sqft · built 1925
Lot Size	0.108 acres (4,748 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Mar 2020)
Tax Bill	$4,682 (2023)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-21-0162`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-21-0162`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,535 sqft Living Area
1st Floor Area	884 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	4,748 sqft (0.108 acres)
Lot Dimensions	122 ft deep x 39 ft wide
Terrain	Above Road/Slope
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	996 GERANIUM AVE E
City	SAINT PAUL
State	MN
Zip	55106-2637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	EASTVILLE HEIGHTS LOT 1 BLK 11
Legal Range	22
Legal Township	29
Legal Section	28
Legal Quarter	2
Quarter-Quarter Section	1
Legal Subdivision	EASTVILLE HEIGHTS
Legal Block	11
Legal Lot Number	1
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2009
Census Tract	31100

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	996 GERANIUM AVE E, SAINT PAUL, MN 55106-2637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Warranty Deed, Transfer · Conventional with PMI LEADER ONE FIN'L
Mar 13, 2020	Deed of Trust, Mortgage · Line of Credit MINNESOTA BK & TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2020 · Amount on Record
Deed Sale	Mar 31, 2020 · Amount on Record
Prior Sale	Sep 24, 2001 · Amount on Record
Deed Document Number	A04804491
Record Updated	Jun 7, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 31, 2020
Property Address	996 GERANIUM AVE E, SAINT PAUL, MN 55106-2637
Document Number	0004804491
Instrument Date	Mar 23, 2020
Instrument	4804491
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$867.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	996 GERANIUM AVE E ST PAUL MN 551062637, ST PAUL, MN 55106-2637

Mortgage

Document Number	4804492
Date	Mar 31, 2020
Instrument	4804492

Lender

Name	LEADER ONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

Mortgage

Document Number	4804493,
Date	Mar 31, 2020
Instrument	4804493

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	996 GERANIUM AVE E, SAINT PAUL, MN 55106-2637
Document Number	0004803250
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	996 GERANIUM AVE E ST PAUL MN 551062637, ST PAUL, MN 55106-2637

Mortgage

Document Number	0004803250
Date	Mar 23, 2020
Instrument	4803250

Lender

Name	MINNESOTA BK & TR
Type	Bank
Address	EDINA, MN 55435-5297

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,682.00 Homeowner's exemption	$264,100 Land $20,000 Building $244,100	$264,100 Land $20,000 Building $244,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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