9959 Thoroughbred Ln, Cincinnati, OH 45231 Property Records

Hamilton County property record for 9959 Thoroughbred Ln, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,923 sqft · built 2006
Lot Size	0.788 acres (34,325 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,000 (Jun 2026)
Tax Bill	$11,702 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`590-0171-0022-00`

Property Details

APN / Parcel Number

Primary APN	`590-0171-0022-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,923 sqft Living Area
Gross Area	6,382 sqft
1st Floor Area	2,823 sqft
Basement Area	2,823 sqft
Finished Basement	2,100 sqft
Unfinished Basement	723 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	34,325 sqft (0.788 acres)
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	138 sqft
Patio Area	646 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	9959 THOROUGHBRED LN
City	CINCINNATI
State	OH
Zip	45231-2780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	THOROUGHBRED LN 0.788 AC LOT 16 MEADOWS OF WRIGHT FARM PHASE 1
Legal Subdivision	THE MEADOWS OF WRIGHT FARM PHASE 1
Legal Lot Number	16
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1001
Census Tract	22101

Owner

Source: Hamilton County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9959 THOROUGHBRED LN, CINCINNATI, OH 45231-2780
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Prior Sale	Nov 10, 2004 · Amount on Record
Deed Document Number	202645775
Deed Book / Page	15684 / 136
Prior Transfer Date	Apr 15, 2015
Prior Transfer Doc	0000000502
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 10, 2026
Property Address	9959 THOROUGHBRED LN, CINCINNATI, OH 45231-2780
Document Number	0000045775
Book / Page	15684 / 136
Instrument Date	May 29, 2026
Instrument	202645775
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135,340.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	9959 THOROUGHBRED LN, CINCINNATI, OH 45231-2780

Mortgage

Document Number	0000045776,
Date	Jun 10, 2026
Instrument	202645776

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,702.00 (+2.6%)	$174,020 (-) Land $22,295 Building $151,725	$497,200 (-) Land $63,700 Building $433,500
2024	$11,406.00 (+4.18%)	$174,020 (-) Land $22,295 Building $151,725
2023	$10,948.00 (-10.06%)	$174,020 (+20.01%) Land $22,295 Building $151,725	$497,200 (+20.01%) Land $63,700 Building $433,500
2022	$12,173.00 Homeowner's exemption	$145,009 Land $22,740 Building $122,269
2020			$414,310 Land $64,970 Building $349,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WYOMING CITY PWS serves 9,700 people · EPA ID OH3102212
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20