9957 Grotto Dr, Laredo, TX 78045 Property Records

Webb County property record for 9957 Grotto Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,606 sqft · built 2023
Lot Size	0.153 acres (6,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,760 (Mar 2026)
Tax Bill	$1,340 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`983-84013-130`

Property Details

APN / Parcel Number

Primary APN	`983-84013-130`
Alternative APN	`800834`

Interior

Stories	1 Story
Building Area	1,606 sqft Living Area
1st Floor Area	1,606 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,677 sqft (0.153 acres)
Porch	Open Porch
Porch Area	40 sqft

Location & Zoning

Street Address	9957 GROTTO DR
City	LAREDO
State	TX
Zip	78045-2267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AQUERO SUBD. PHASE VI BLK 13 LOT 13
Legal Subdivision	AQUERO SUBD. PHASE VI
Legal Block	13
Legal Lot Number	13
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3017
Census Tract	1711

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9957 GROTTO DR, LAREDO, TX 78045-2267
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Vendor's Lien, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Dec 28, 2023	Vendor's Lien, Transfer · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2026 · Amount on Record
Deed Sale	Mar 27, 2026 · Amount on Record
Prior Sale	Dec 28, 2023 · Amount on Record
Deed Document Number	20261583350
Deed Book / Page	6009 / 364
Record Updated	Oct 29, 2026

March 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 27, 2026
Property Address	9957 GROTTO DR, LAREDO, TX 78045-2267
Document Number	006009/364
Book / Page	6009 / 364
Map Reference	VOL 40 PG 26-27
Instrument Date	Mar 26, 2026
Instrument	1583350
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9957 GROTTO DR, LAREDO, TX 78045-2267

Mortgage

Document Number	0001583351
Date	Mar 27, 2026
Instrument	1583351

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 28, 2023
Property Address	9957 GROTTO DR, LAREDO, TX 78045-2267
Document Number	0005581/67
Book / Page	5581 / 67
Map Reference	VOL 40 PG 26&27
Instrument Date	Dec 23, 2023
Instrument	1518533
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9957 GROTTO DR, LAREDO, TX 78045-2267

Mortgage

Document Number	0001518534
Date	Dec 28, 2023
Instrument	1518534

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,361 (-0.54%) Land $76,185 Building $187,176	$263,361 (-0.54%) Land $76,185 Building $187,176
2025	$1,340.00 (-17.94%) Homeowner's exemption	$264,801 Land $76,185 Building $188,616	$264,801 Land $76,185 Building $188,616
2024	$1,633.00 (+100.37%)
2023	$815.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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