Saginaw County property record for 9955 Laduke Rd, Freeland, MI 48623
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,996 sqft · built 2016 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $319,000 (Aug 2021) |
| Tax Bill | $6,198 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Aug 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-13-3-10-3007-008 |
| Primary APN | 29-13-3-10-3007-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,996 sqft Living Area |
| 1st Floor Area | 1,996 sqft |
| Basement Area | 1,996 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9955 LADUKE RD |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-9021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A-RE |
| Legal Description | COM AT W 1/4 CORN OF SEC TH E 150 FT TO POB TH CONT E 150 FT TH S 290.40 FT TH W 150 FT TH N 290.40 FT TO POB - 1 ACRE SEC 10 |
| Legal Range | 03E |
| Legal Township | 13N |
| Legal Section | 10 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | TITTABAWASSEE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 10101 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9955 LADUKE RD, FREELAND, MI 48623-9021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 17, 2021 | Warranty Deed, Transfer TITLE RESOURCE AGENCY |
| May 9, 2017 | Deed of Trust, Mortgage · Line of Credit UNITED FINANCIAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2021 · Amount on Record |
| Deed Sale | Aug 17, 2021 · Amount on Record |
| Prior Sale | Nov 10, 2016 · Amount on Record |
| Deed Document Number | 202127222 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 9955 LADUKE RD, FREELAND, MI 48623-9021 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9955 LADUKE RD, FREELAND, MI 48623-9021 |
| Document Number | 0000015358 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 2022015358 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Aug 17, 2021 |
| Property Address | 9955 LADUKE RD, FREELAND, MI 48623-9021 |
| Document Number | 2021027222 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 2021027222 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | TITLE RESOURCE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,392.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9956 LADUKE RD, 9956, FREELAND, MI 48623-9021 |
| Name | Verified Name |
|---|---|
| Address | 9955 LADUKE RD, FREELAND, MI 48623-9021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 9955 LADUKE RD, FREELAND, MI 48623-9021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015338 |
|---|---|
| Date | May 9, 2017 |
| Instrument | 2017015338 |
| Name | UNITED FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 236 Months |
| Due | Jan 25, 2037 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Tittabawassee Township |
| Unified School District | Freeland Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $221,600 (+33.57%) | $443,200 (+33.57%) | |
| 2025 | $6,198.00 (+25.62%) Homeowner's exemption | ||
| 2023 | $165,900 | $331,800 | |
| 2022 | $4,934.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| LakeNet Fiber | 1,000 / 500 |
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