Guernsey County property record for 9954 Candy Rd, Cambridge, OH 43725
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,560 sqft · built 2006 |
| Lot Size | 1.05 acres (45,912 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,199 (2025) |
| Deeds & Mortgages | Aug 2018 Line of Credit Dec 2023 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-0000168.002 |
| Primary APN | 18-0000168.002 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 1,560 sqft |
| Unfinished Basement | 1,560 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 45,912 sqft (1.05 acres) |
| Porch | Covered Porch |
|---|---|
| Deck Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Canopy | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 000639-7 |
|---|---|
| Street Address | 9954 CANDY RD |
| City | CAMBRIDGE |
| State | OH |
| Zip | 43725-9575 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R3 T3 SS19 SE PT SE 1/4 |
| Legal Range | 03W |
| Legal Township | 03N |
| Legal Section | 19 |
| Legal Subdivision | UNITED STATES MILITARY LANDS |
| Legal Tract | 3 |
| Jurisdiction | GUERNSEY OH |
| Township / Civil Division | LIBERTY |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 977700 |
9954 Candy Rd is owned and occupied by an individual who acquired it in March 2007.
Source: Guernsey County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9954 CANDY RD, CAMBRIDGE, OH 43725-9575 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2018 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Dec 12, 2023 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Dec 9, 2025 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Jan 12, 2009 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK NA |
| Oct 2, 2006 | Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK NA |
| Sep 7, 2012 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK NA |
| Mar 29, 2007 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 23, 2007 |
| Transfer Doc | 00447/1695 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUERNSEY OH |
| Property Address | 9954 CANDY RD, CAMBRIDGE, OH 43725-9575 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00558/0795 |
|---|---|
| Date | Aug 6, 2018 |
| Book Page | 558/0795 |
| Instrument | 201800004467 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | CAMBRIDGE, OH 43725 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jul 27, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUERNSEY OH |
| Property Address | 9954 CANDY RD, CAMBRIDGE, OH 43725-9575 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9954 CANDY RD, CAMBRIDGE, OH 43725-9575 |
| Document Number | 00593/5040 |
|---|---|
| Date | Dec 12, 2023 |
| Book Page | 593/5040 |
| Instrument | 202300007840 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | CAMBRIDGE, OH 43725 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUERNSEY OH |
| Property Address | 9954 CANDY RD, CAMBRIDGE, OH 43725-9575 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9954 CANDY RD, CAMBRIDGE, OH 43725-9575 |
| Document Number | 000609/716 |
|---|---|
| Date | Dec 9, 2025 |
| Book Page | 609/716 |
| Instrument | 202500007831 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | CAMBRIDGE, OH 43725 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUERNSEY OH |
| Property Address | 9954 CANDY RD, CAMBRIDGE, OH 43725-9575 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00461/1055 |
|---|---|
| Date | Jan 12, 2009 |
| Book Page | 461/1055 |
| Instrument | 200900000190 |
| Name | PEOPLES BANK NA |
|---|---|
| Type | Bank |
| Address | MARIETTA, OH 45750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 277 Months |
| Due | Feb 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUERNSEY OH |
| Property Address | 9954 CANDY RD, CAMBRIDGE, OH 43725-9575 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00443/1127 |
|---|---|
| Date | Oct 2, 2006 |
| Book Page | 443/1127 |
| Instrument | 200600015817 |
| Name | PEOPLES BANK NA |
|---|---|
| Type | Bank |
| Address | CAMBRIDGE, OH 43725 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 28, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUERNSEY OH |
| Property Address | 9954 CANDY RD, CAMBRIDGE, OH 43725-9575 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00493/1987 |
|---|---|
| Date | Sep 7, 2012 |
| Book Page | 493/1987 |
| Instrument | 201200007899 |
| Name | PEOPLES BANK NA |
|---|---|
| Type | Bank |
| Address | MARIETTA, OH 45750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUERNSEY OH |
| Recording Date | Mar 29, 2007 |
| Property Address | 9954 CANDY RD, CAMBRIDGE, OH 43725-9575 |
| Document Number | 00447/1695 |
| Book / Page | 447 / 1695 |
| Instrument Date | Mar 23, 2007 |
| Instrument | 200700019581 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9954 CANDY RD, CAMBRIDGE, OH 43725-9575 |
| Document Number | 200700019582 |
|---|---|
| Date | Mar 29, 2007 |
| Instrument | 200700019582 |
| Name | PEOPLES BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2037 |
The 2025 property tax bill for 9954 Candy Rd was $2,199 with a homeowner's exemption, down 1.6% from the year before.
Source: Guernsey County assessment roll, as of March 3, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Guernsey County |
| County Subdivision | Liberty Township |
| Unified School District | Cambridge City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,199.00 (-1.57%) Homeowner's exemption | $52,412 (-) Land $7,717 Building $44,695 | |
| 2024 | $2,234.00 (+19.27%) Homeowner's exemption | $52,412 (+22.86%) Land $7,717 Building $44,695 | $149,750 Land $22,050 Building $127,700 |
| 2023 | $1,873.00 (-0.58%) Additional exemption filed | $42,661 (+0.07%) Land $6,324 Building $36,337 | |
| 2022 | $1,884.00 Additional exemption filed | $42,630 Land $6,290 Building $36,340 | $121,780 (-0.09%) Land $17,960 Building $103,820 |
| 2021 | $121,890 Land $18,070 Building $103,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9954 Candy Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 14 (1998–2004) |
| Claims Outside the SFHA | 4 of 14 |
| Most Recent Claim | Sep 2004 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9954 Candy Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Smart Way Communications Fixed Wireless | 250 / 50 |
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