Lorain County property record for 9951 E River Rd, Elyria, OH 44035 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1975 |
| Square Footage | 1,748 sqft Living Area |
| Lot Size | 16,117 sqft (0.37 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $172,000 (2020) |
| Tax Bill | $4,668.00 (2024) |
| Primary APN | 10-00-004-141-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,748 sqft Living Area |
| Gross Area | 2,100 sqft Gross Area |
| 1st Floor | 1,748 sqft 1st Floor |
| Basement Area | 1,196 sqft Basement |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 16,117 sqft (0.37 acres) |
| Depth X Width | 220 ft x 75 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 352 sqft Garage |
| Patio Area | 480 sqft Patio |
| Porch | Porch |
| Porch Area | 24 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 9951 E RIVER RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8153 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CUSICK ALLOT 1 75 X 221 |
| Legal Subdivision | CUSICK ALLOT 1 |
| Legal Block | 141 |
| Legal Lot Number | 3 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | CARLISLE |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 71202 |
Source: Lorain County records · APN 10-00-004-141-005
Assessment roll updated May 16, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9951 E RIVER RD, ELYRIA, OH 44035-8153 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Right Of Survivorship |
| Date | Document |
|---|---|
| May 07, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MORTGAGE CONNECT |
| May 25, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) FREEDOM MTG |
| Dec 09, 2020 | Grant Deed, Transfer FREEDOM MTG |
| Dec 09, 2020 | Affidavit of Death, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 09, 2020 · Amount on Record |
| Deed Sale | Dec 09, 2020 · Amount on Record |
| Deed Doc Number | 2020792918 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 07, 2026 |
| Property Address | 9951 E RIVER RD, ELYRIA, OH 44035-8153 |
| Document Number | 0000094864 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202694864 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9951 E RIVER RD, ELYRIA, OH 44035-8153 |
| Document Number | 0000094864, |
|---|---|
| Date | May 07, 2026 |
| Instrument | 202694864 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 294 Months |
| Due | Nov 01, 2050 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 9951 E RIVER RD, ELYRIA, OH 44035-8153 |
| Transaction Type | Mortgage |
| Record Updated | Jun 06, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9951 E RIVER RD, ELYRIA, OH 44035-8153 |
| Document Number | 0000876816 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 2022-0876816 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 9951 E RIVER RD, ELYRIA, OH 44035-8153 |
| Document Number | 0000792919 |
| Instrument Date | Oct 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 9951 E RIVER RD ELYRIA OH 440358153, ELYRIA, OH 44035-8153 |
| Document Number | 0000792919 |
|---|---|
| Date | Dec 09, 2020 |
| Instrument | 792919 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 08, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 09, 2020 |
| Property Address | 9951 E RIVER RD, ELYRIA, OH 44035-8153 |
| Document Number | 0000792918 |
| Instrument Date | Oct 21, 2020 |
| Instrument | 792918 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 9951 E RIVER RD ELYRIA OH 440358153, ELYRIA, OH 44035-8153 |
| Document Number | 792919 |
|---|---|
| Date | Dec 09, 2020 |
| Instrument | 792919 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 08, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 09, 2020 |
| Property Address | 9951 E RIVER RD, ELYRIA, OH 44035-8153 |
| Document Number | 0000792917 |
| Instrument Date | Oct 02, 2020 |
| Instrument | 792917 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 9951 E RIVER RD ELYRIA OH 440358153, ELYRIA, OH 44035-8153 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,586.00 (-1.76%) Homeowner's exemption | $84,970 (%) Land $9,040 Building $75,930 | $242,780 (-) Land $25,840 Building $216,940 |
| 2024 | $4,668.00 (+30.14%) | $84,973 (+53.85%) Land $9,044 Building $75,929 | $242,780 (+53.85%) Land $25,840 Building $216,940 |
| 2023 | $3,587.00 (+6%) | $55,230 (-) Land $9,191 Building $46,039 | $157,800 (-) Land $26,260 Building $131,540 |
| 2022 | $3,384.00 | $55,230 Land $9,190 Building $46,040 | |
| 2021 | $157,800 Land $26,260 Building $131,540 |
9951 E River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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