9950 Bandera Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9950 Bandera Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,128 sqft · built 1985
Lot Size	0.468 acres (20,400 sqft)
Owner	Company Name on File
Tax Bill	$959 (2024)
Deeds & Mortgages	Mar 2020 Sale May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-2S-26-0780-0WW00-0620`

Property Details

APN / Parcel Number

Primary APN	`21-2S-26-0780-0WW00-0620`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,128 sqft Heated Area
Gross Area	3,180 sqft
1st Floor Area	2,128 sqft

Exterior

Year Built	Built 1985
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	20,400 sqft (0.468 acres)
Lot Dimensions	1,360 ft deep x 1,500 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	728 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	212S2607800WW000620
Street Address	9950 BANDERA DR
City	NAVARRE
State	FL
Zip	32566-1285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2M
Legal Description	CRESCENT SHORES PORTION OF LOT WW DES AS: COM SW CORNER LOT WW THN E ALONG N R/W OF HWY 98 FOR 322.34 FT THN N 300 FT TO POB
Legal Range	26W
Legal Township	02S
Legal Section	21
Legal Subdivision	CRESCENT SHORES
Legal Lot Number	102-103 103
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1003
Census Tract	10827

Owner

9950 Bandera Dr is owned by a company that acquired it in March 2020.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Company Name on File
Mailing Address	42 E CASA LOMA DR, MARY ESTHER, FL 32569-3439
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2020	Warranty Deed, Transfer ATTORNEY ONLY
May 22, 2017	Warranty Deed, Transfer · Conventional Mortgage EGLIN FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2020
Deed Sale	Mar 18, 2020
Prior Sale	May 22, 2017 · Amount on File
Deed Document Number	0003930817
Deed Book / Page	3930 / 817
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 18, 2020
Property Address	9950 BANDERA DR, NAVARRE, FL 32566-1285
Document Number	0039300817
Book / Page	003930 / 000817
Instrument Date	Mar 18, 2020
Instrument	13338
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	314 FRIAR TUCK RD MARY ESTHER FL 325692214, MARY ESTHER, FL 32569-2214

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 22, 2017
Property Address	9950 BANDERA DR, NAVARRE, FL 32566-1285
Document Number	0036260601
Book / Page	3626 / 0601
Instrument Date	May 17, 2017
Instrument	201720448
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3249 CHASE CT, 3249, OCEANSIDE, CA 92056-3809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 MAYFLOWER AVE, FORT WALTON BEACH, FL 32547-3175

Mortgage

Document Number	0201720449
Date	May 22, 2017
Instrument	201720449

Lender

Name	EGLIN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2027

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$959.00 (+8.12%)	$87,400 (+9.59%) Land $84,150 Building $3,250	$87,400 (+9.59%) Land $84,150 Building $3,250
2023	$887.00 (+8.97%)	$79,750 (+10.61%) Land $76,500 Building $3,250	$79,750 (+10.61%) Land $76,500 Building $3,250
2022	$814.00	$72,100	$72,100 Land $68,850 Building $3,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9950 Bandera Dr in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 248 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	271 units insured incl. 23 condo units
Nearby Flood Claims	31 (1995–2020)
Claims Outside the SFHA	7 of 31
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 15 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9950 Bandera Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications.

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