995 Terraha Dr, Early, TX 76802 Property Records

Brown County property record for 995 Terraha Dr, Early, TX 76802

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,415 sqft · built 1995
Lot Size	0.327 acres (14,248 sqft)
Owner	Individual Name on Record
Last Sale	$239,400 (Oct 2022)
Tax Bill	$4,888 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S8048-0023-00`

Property Details

APN / Parcel Number

Primary APN	`S8048-0023-00`
Alternative APN	`49749`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,415 sqft Living Area
Gross Area	2,018 sqft
1st Floor Area	1,415 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,248 sqft (0.327 acres)
Lot Dimensions	150 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Porch
Porch Area	183 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S8048-0023-00
Street Address	995 TERRAHA DR
City	EARLY
State	TX
Zip	76802-2524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN BELLE ESTATES, BLOCK 2, LOT 10
Legal Subdivision	SOUTHERN BELLE ESTATES
Legal Block	2
Legal Lot Number	10
Jurisdiction	BROWN TX
Township / Civil Division	BROWNWOOD
Census Block Group	2
Census Block	2035
Census Tract	951200

Owner

Source: Brown County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	995 TERRAHA DR, EARLY, TX 76802-2524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Vendor's Lien, Transfer · Conventional Mortgage PRIMELENDING
Oct 22, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jun 22, 2018	Warranty Deed, Transfer · FHA Mortgage GATEWAY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2022 · Amount on Record
Deed Sale	Oct 7, 2022 · Amount on Record
Prior Sale	Jun 22, 2018 · Amount on Record
Deed Document Number	20226560
Record Updated	Oct 29, 2026

October 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BROWN TX
Recording Date	Oct 7, 2022
Property Address	995 TERRAHA DR, EARLY, TX 76802-2524
Document Number	0002206560
Map Reference	VOL 4 PG 71
Instrument Date	Oct 7, 2022
Instrument	2206560
Transaction Type	Transfer
Record Updated	Nov 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 TERRAHA DR, EARLY, TX 76802-2524

Mortgage

Document Number	0002206561
Date	Oct 7, 2022
Instrument	2206561

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN TX
Property Address	995 TERRAHA DR, EARLY, TX 76802-2524
Document Number	0000006419
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 TERRAHA DR EARLY TX 768022524, EARLY, TX 76802-2524

Mortgage

Document Number	0000006419
Date	Oct 30, 2020
Instrument	6419

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Oct 29, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWN TX
Recording Date	Jun 22, 2018
Property Address	995 TERRAHA DR, EARLY, TX 76802-2524
Document Number	0000004175
Instrument Date	Jun 22, 2018
Instrument	4175
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	BROWN COUNTY ABSTRACT COMPANY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 TERRAHA DR EARLY TX 768022524, EARLY, TX 76802-2524

Mortgage

Document Number	4176
Date	Jun 22, 2018
Instrument	4176

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	JENKS, OK 74037-3448

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2048

Tax Assessment & Valuation

Source: Brown County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Brown County
Municipality	Early City
Unified School District	Early Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,888.00 (+53.28%) Homeowner's exemption	$219,650 (-) Land $11,400 Building $208,250	$219,650 (-) Land $11,400 Building $208,250
2025	$3,189.00 (+17.59%) Homeowner's exemption	$219,650 (+23.8%) Land $11,400 Building $208,250	$219,650 (+23.8%) Land $11,400 Building $208,250
2023		$177,430 Land $8,120 Building $169,310	$177,430 Land $8,120 Building $169,310
2022	$2,712.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	21 (1988–2015)
Claims Outside the SFHA	7 of 21
Most Recent Claim	Jul 2015 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2002 · 6 claims Severe Thunderstorms, Dec 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EARLY serves 3,296 people · EPA ID TX0250015
Water Source	Purchased surface water from BROWN COUNTY WID 1
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Astound Broadband Fiber	1,500 / 1,500
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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