York County property record for 995 Summit Cir S, York, PA 17403
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6.5 ba · 9,136 sqft · built 1987 |
| Lot Size | 2.68 acres (116,741 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $675,000 (Sep 2020) |
| Tax Bill | $22,860 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage Sep 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-000-32-0217.00-00000 |
| Primary APN | 48-000-32-0217.00-00000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 9,136 sqft Living Area |
| 1st Floor Area | 4,572 sqft |
| Basement Area | 800 sqft |
| Unfinished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Roof Type | Gable |
| Lot Area | 116,741 sqft (2.68 acres) |
| Garage Type | Attached |
| Garage Area | 1,643 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Porch |
| Porch Area | 804 sqft |
| Patio Area | 2,463 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 995 SUMMIT CIR S |
|---|---|
| City | YORK |
| State | PA |
| Zip | 17403-4480 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 17 SEC Z |
| Legal Subdivision | WYNDHAM HILLS SUBDIVISION |
| Jurisdiction | YORK PA |
| Township / Civil Division | SPRING GARDEN |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 10510 |
Source: York County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 995 SUMMIT CIR S, YORK, PA 17403-4480 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK |
| Sep 2, 2020 | Grant Deed, Transfer GREAT RD SETTLEMENT SERVICES, GREAT RD SETTLEMENT SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2020 · Amount on Record |
| Deed Sale | Sep 2, 2020 · Amount on Record |
| Prior Sale | Mar 19, 1998 · Amount on Record |
| Deed Document Number | 202041577 |
| Deed Book / Page | 2593 / 7605 |
| Prior Transfer Date | Jun 26, 1998 |
| Prior Transfer Doc | 0000044958 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK PA |
| Property Address | 995 SUMMIT CIR S, YORK, PA 17403-4480 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2022 |
| Title Company | GREAT ROAD STLMT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000035442 |
|---|---|
| Date | Jun 29, 2022 |
| Book Page | 2735/8466 |
| Instrument | 2022035442 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | YORK, PA 17405 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 6.5% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 10.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | YORK PA |
| Recording Date | Sep 2, 2020 |
| Property Address | 995 SUMMIT CIR S, YORK, PA 17403-4480 |
| Document Number | 0000041577 |
| Book / Page | 002593 / 007605 |
| Instrument Date | Aug 10, 2020 |
| Instrument | 41577 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2020 |
| Title Company | GREAT RD SETTLEMENT SERVICES, GREAT RD SETTLEMENT SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,750.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 995 SUMMIT CIR YORK PA 17403, YORK, PA 17403 |
Source: York County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | York County |
| County Subdivision | Spring Garden Township |
| Unified School District | York Suburban School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,860.00 (+8.14%) | $573,300 (-) Land $134,320 Building $438,980 | |
| 2024 | $21,140.00 | $573,300 Land $134,320 Building $438,980 | |
| 2006 | $573,300 Land $134,320 Building $438,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1978–2019) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jul 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORK WATER CO private · serves 206,762 people · EPA ID PA7670100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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