995 Summerfield Dr, Cumming, GA 30040 Property Records

Forsyth County property record for 995 Summerfield Dr, Cumming, GA 30040

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,790 sqft · built 2005
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$353,000 (Mar 2006)
Tax Bill	$5,131 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`C03-000-137`

Property Details

APN / Parcel Number

Primary APN	`C03-000-137`
Alternative APNs	`000000044464` `0000238690` `C03 137`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,790 sqft Living Area
Basement Area	1,505 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Wood
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	112 sqft
Deck Area	Deck Area
Patio Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000238690
Street Address	995 SUMMERFIELD DR
City	CUMMING
State	GA
Zip	30040-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2R
Legal Description	3-1 1247 LT79 UN2 SIENNA
Legal Subdivision	SIENNA
Legal Block	1
Legal Lot Number	79
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	1
Census Block	1006
Census Tract	130415

Owner

995 Summerfield Dr is owned and occupied by an individual who acquired it in June 2018.

Source: Forsyth County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	995 SUMMERFIELD DR, CUMMING, GA 30040-1016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jun 12, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2006 · Amount on File
Deed Sale	Mar 22, 2006 · Amount on File
Prior Sale	Oct 7, 2005 · Amount on File
Deed Book / Page	4203 / 534
Last Transfer Date	Jun 6, 2018
Transfer Doc	0085830297
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	995 SUMMERFIELD DR, CUMMING, GA 30040-1016
Document Number	0094520145
Instrument Date	Jun 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 SUMMERFIELD DR CUMMING GA 300401016, CUMMING, GA 30040-1016

Mortgage

Document Number	0094520145
Date	Jul 8, 2020
Book Page	009452/000145

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FORSYTH GA
Recording Date	Jun 12, 2018
Property Address	995 SUMMERFIELD DR, CUMMING, GA 30040-1016
Document Number	0085830297
Book / Page	008583 / 000297
Instrument Date	Jun 6, 2018
Transaction Type	Transfer
Record Updated	Jun 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 995 Summerfield Dr was $5,131 with exemptions applied, up 0.4% from the year before.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,131.00 (+0.41%) Homeowner's exemption Additional exemption filed	$247,692 Land $60,000 Building $187,692	$619,230 Land $150,000 Building $469,230
2024	$5,110.00 (+14.83%)
2023	$4,450.00 (+15.26%) Homeowner's exemption	$226,284 (+38.56%) Land $34,000 Building $192,284	$565,710 (+38.56%) Land $85,000 Building $480,710
2022	$3,861.00 Homeowner's exemption	$163,312 Land $34,000 Building $129,312	$408,280 Land $85,000 Building $323,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 995 Summerfield Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 995 Summerfield Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMMING serves 58,661 people · EPA ID GA1170000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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