995 Spring Ct, Frostproof, FL 33843 Property Records

Polk County property record for 995 Spring Ct, Frostproof, FL 33843

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 1987
Lot Size	3.39 acres (147,943 sqft)
Owner	Individual Name on Record
Tax Bill	$292 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-31-30-993326-000090`

Property Details

APN / Parcel Number

Primary APN	`29-31-30-993326-000090`
Alternative APN	`303129993326000090`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Flooring	Tile
Interior Walls	Wood

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gambrel
Roof Material	Metal
Lot Area	147,943 sqft
View / Lot	Commercial/Industrial
Porch	Screened/Unfinished Porch
Porch Area	384 sqft
Shed	1 Shed

Location & Zoning

Street Address	995 SPRING CT
City	FROSTPROOF
State	FL
Zip	33843-4651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUE JORDAN FOREST PB 81 PGS 38 THRU 41 LYING IN SECTIONS 30 & 31 T31 R29 LOT 9
Legal Range	29E
Legal Township	31S
Legal Section	30
Legal Subdivision	BLUE JORDAN FOREST
Legal Tract	993326
Legal Block	3
Legal Lot Number	9
Jurisdiction	POLK FL
Township / Civil Division	FROSTPROOF
Census Block Group	3
Census Block	3001
Census Tract	15702

Owner

Source: Polk County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	995 SPRING CT, FROSTPROOF, FL 33843-4651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2017	Deed of Trust, Mortgage · FHA Mortgage REVERSE MORTGAGES.COM
Aug 30, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	995 SPRING CT, FROSTPROOF, FL 33843-4651
Document Number	0102911158
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Mar 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 SPRING CT FROSTPROOF FL 338434651, FROSTPROOF, FL 33843-4651

Mortgage

Document Number	0102911158
Date	Oct 19, 2017
Book Page	010291/001158
Instrument	200587

Lender

Name	REVERSE MORTGAGES.COM
Address	3401 W BROADWAY BUSINESS PARK CT, COLUMBIA, MO 65203-0394

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	Oct 18, 2094

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	995 SPRING CT, FROSTPROOF, FL 33843-4651
Document Number	0102911175
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 SPRING CT FROSTPROOF FL 338434651, FROSTPROOF, FL 33843-4651

Mortgage

Document Number	0102911175
Date	Oct 19, 2017
Book Page	010291/001175
Instrument	200588

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	Oct 18, 2094

Interest

Rate Type	Adjustable Rate
Rate	4.47%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$292.00 (-47.39%) Homeowner's exemption	$84,149 (+5.99%)	$244,018 (+5.16%) Land $54,341 Building $189,677
2023	$555.00 (-0.72%) Homeowner's exemption	$79,395 (+3%)	$232,046 (+8.48%) Land $47,359 Building $184,687
2022	$559.00 Homeowner's exemption	$77,083	$213,903 Land $34,482 Building $179,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	23 (2004–2022)
Claims Outside the SFHA	13 of 23
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 9 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 87% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FROSTPROOF serves 3,425 people · EPA ID FL6530627
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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