995 San Jose, Soledad, CA 93960 Property Records

Monterey County property record for 995 San Jose, Soledad, CA 93960

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,408 sqft · built 2004
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (Jul 2026)
Tax Bill	$8,965 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`022-482-023-000`

Property Details

APN / Parcel Number

Primary APN	`022-482-023-000`
Alternative APN	`022-482-023`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	2,408 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Garage Area	407 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	022-482-023
Street Address	995 SAN JOSE
City	SOLEDAD
State	CA
Zip	93960-3486
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MIRAVALE SUBDIVISION PHASE 2 VOL 22 C&T PG 28 TRACT 1392 LOT 113
Legal Subdivision	MIRAVALE SUBDIVISION PHASE 2
Legal Tract	1392
Legal Block	1
Legal Lot Number	113
Jurisdiction	MONTEREY CA
Township / Civil Division	SOLEDAD
Census Block Group	1
Census Block	1008
Census Tract	11105

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	995 SAN JOSE, SOLEDAD, CA 93960-3486
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2026 · Amount on Record
Deed Sale	Jul 17, 2026 · Amount on Record
Prior Sale	Apr 30, 2004 · Amount on Record
Deed Document Number	202624277
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 17, 2026
Property Address	995 SAN JOSE, SOLEDAD, CA 93960-3486
Document Number	0000024277
Instrument Date	Jun 29, 2026
Instrument	202624277
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82,214.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	995 SAN JOSE, SOLEDAD, CA 93960-3486

Mortgage

Document Number	0000024278,
Date	Jul 17, 2026
Instrument	202624278

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Soledad City
Unified School District	Soledad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$570,609 (+2%) Land $174,017 Building $396,592
2025	$8,965.00 (+12.19%)	$559,421 (+4.04%) Land $170,605 Building $388,816
2023	$7,991.00 (-0.95%)	$537,700 Land $163,981 Building $373,719
2022	$8,068.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SOLEDAD serves 19,732 people · EPA ID CA2710011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20