Charles County property record for 995 Rye Dr, La Plata, MD 20646
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,163 sqft · built 2021 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $439,000 (Jun 2026) |
| Tax Bill | $19,484 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-358629 |
| Primary APN | 01-358629 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,163 sqft Living Area |
| Gross Area | 2,592 sqft |
| 1st Floor Area | 435 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Attached |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 358629 |
|---|---|
| Street Address | 995 RYE DR |
| City | LA PLATA |
| State | MD |
| Zip | 20646-3295 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-10 |
| Legal Description | LOT 486 SEC 4C-3 = 0 AGRICOPIA TOWN OF LA PLATA |
| Legal Subdivision | TOWN OF LA PLATA |
| Legal Block | 2 |
| Legal Lot Number | 486 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 1, LA PLATA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 851004 |
Source: Charles County records · APN 01-358629
Assessment roll updated September 22, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 995 RYE DR, LA PLATA, MD 20646-3295 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 03, 2026 | Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORPORATION |
| Jul 13, 2021 | Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 03, 2026 · Amount on Record |
| Deed Sale | Jun 03, 2026 · Amount on Record |
| Prior Sale | Jul 13, 2021 · Amount on Record |
| Deed Book / Page | 14095 / 409 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 03, 2026 |
| Property Address | 995 RYE DR, LA PLATA, MD 20646-3295 |
| Document Number | 1409000409 |
| Book / Page | 14095 / 409 |
| Instrument Date | May 29, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $443,390.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 995 RYE DR, LA PLATA, MD 20646-3295 |
| Document Number | 1409000414, |
|---|---|
| Date | Jun 03, 2026 |
| Book Page | 14095/414 |
| Name | FIRST HOME MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jul 13, 2021 |
| Property Address | 995 RYE DR, LA PLATA, MD 20646-3295 |
| Document Number | 0119380411 |
| Book / Page | 11938 / 411 |
| Map Reference | MB 61 FO 288 |
| Instrument Date | Jun 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Title Company | BUYERS TITLE, BUYERS TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,559.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 995 RYE DR, LA PLATA, MD 20646-3295 |
| Document Number | 0011938415 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 11938/415 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | La Plata Town |
| Unified School District | Charles County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,484.00 (+182.13%) Homeowner's exemption | $385,967 (+16.01%) | $412,600 (+24.02%) Land $100,000 Building $312,600 |
| 2023 | $6,906.00 | $332,700 Land $100,000 Building $232,700 | $332,700 Land $100,000 Building $232,700 |
Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 200 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF LA PLATA serves 11,535 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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