995 Riverside Dr, Palmetto, FL 34221 Property Records

Manatee County property record for 995 Riverside Dr, Palmetto, FL 34221

Property Summary

Property Type	Restaurant
Details	24,230 sqft · built 1988
Lot Size	0.689 acres (30,000 sqft)
Owner	Company Name on Record
Tax Bill	$47,593 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone VE (high risk)
APN	`31243-0000-9`

Property Details

APN / Parcel Number

Primary APN	`31243-0000-9`
Alternative APN	`3417233124300009`

Interior

Stories	2 Stories
Building Area	24,230 sqft Gross Area
1st Floor Area	2,940 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2009
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Roof Material	Metal
Lot Area	30,000 sqft (0.689 acres)
Garage Type	Attached
Garage Area	1,400 sqft
Porch	Porch
Porch Area	2,997 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	995 RIVERSIDE DR
City	PALMETTO
State	FL
Zip	34221-5044
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	PL_CG
Legal Description	(ISLAND PARCEL) COM AT THE SE COR OF LOT 10 RE SUB OF BLK L OF LAMBS PLAT, PB 7 PB 20, SD COR LYING 634.9 FT S AND 175.2 FT E OF THE NW COR OF US GOVT LOT 2, SEC 23 TWN 34 RNG 17;
Legal Range	17E
Legal Township	34S
Legal Section	23
Legal Subdivision	ACREAGE
Legal Block	L
Legal Lot Number	10
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	1
Census Block	1037
Census Tract	1300

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	995 RIVERSIDE DR, PALMETTO, FL 34221-5044
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	995 RIVERSIDE DR, PALMETTO, FL 34221-5044
Document Number	0027114582
Book / Page	002711 / 004582
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Feb 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Palmetto City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,330,472 (+2.13%)	$2,331,141 (+2.16%) Land $59 Building $2,331,082
2025	$47,593.00 (+7.79%)	$2,281,932 (+18.45%) Land $59 Building $2,281,873	$2,281,932 (+18.45%) Land $59 Building $2,281,873
2024	$44,155.00 (+11.53%)
2023	$39,589.00 (+7.55%)	$1,926,510 (+5.96%) Land $59 Building $1,926,451	$1,926,510 (+5.96%) Land $59 Building $1,926,451
2022	$36,809.00	$1,818,151 Land $69 Building $1,818,082	$1,818,151 Land $69 Building $1,818,082

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 121 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	165 units insured incl. 44 condo units
Nearby Flood Claims	13 (1992–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 7 claims Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20