995 Ridge Rd, Hamden, CT 06517 Property Records

Hamden Town property record for 995 Ridge Rd, Hamden, CT 06517

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,868 sqft · built 1954
Lot Size	0.48 acres (20,909 sqft)
Owner	Trust Name on Record
Last Sale	$320,400 (Dec 2015)
Tax Bill	$20,873 (2026)
Deeds & Mortgages	Jul 2022 Transfer Dec 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:2430 B:239 L:00-0000`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:2430 B:239 L:00-0000`
Alternative APN	`M:2430 B:239 L:00=0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,868 sqft Living Area
Gross Area	6,309 sqft
1st Floor Area	2,068 sqft
Basement Area	1,600 sqft
Unfinished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	995 RIDGE RD
City	HAMDEN
State	CT
Zip	06517-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	239
Legal Lot Number	0000
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	1
Census Block	1023
Census Tract	165200

Owner

Source: Hamden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	995 RIDGE RD, HAMDEN, CT 06517-1619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jan 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2015 · Amount on Record
Deed Sale	Dec 18, 2015 · Amount on Record
Prior Sale	Sep 1, 2010 · Amount on Record
Deed Book / Page	4276 / 191
Last Transfer Date	Jul 5, 2022
Transfer Doc	004999-265
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMDEN CT
Recording Date	Jul 12, 2022
Property Address	995 RIDGE RD, HAMDEN, CT 06517-1619
Document Number	004999-265
Book / Page	4999 / 265
Instrument Date	Jul 5, 2022
Instrument	4630
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	995 RIDGE RD, HAMDEN, CT 06517-1619
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004925-143
Date	Dec 9, 2021
Book Page	4925/143
Instrument	9904

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	995 RIDGE RD, HAMDEN, CT 06517-1619
Document Number	4382-181
Book / Page	004382 / 000181
Transaction Type	Mortgage
Record Updated	Feb 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4382-181
Date	Jan 9, 2017
Book Page	004382/000181

Lender

Name	PRIME LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2047

Tax Assessment & Valuation

Source: Hamden Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,873.00 (+3.45%)	$388,920 (-) Land $111,440 Building $277,480	$676,855 (+148.62%)
2025		$388,920 (+49.64%) Land $111,440 Building $277,480	$272,244 Land $78,008 Building $194,236
2024	$20,177.00 (+39.59%)	$259,910 (+0.35%) Land $61,390 Building $198,520
2023	$14,454.00	$259,000 Land $61,390 Building $197,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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