995 Richardson Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 995 Richardson Rd, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,536 sqft · built 1991
Lot Size	3.17 acres (138,085 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (May 2021)
Tax Bill	$5,281 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-31-200-023`

Property Details

APN / Parcel Number

Primary APN	`007-31-200-023`
Alternative APN	`0073120002300`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,536 sqft Heated Area
1st Floor Area	2,512 sqft
Basement Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	138,085 sqft (3.17 acres)
Lot Dimensions	460 ft deep x 300 ft wide
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	995 RICHARDSON RD
City	OWOSSO
State	MI
Zip	48867-9754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC. 31 T7N R3E. PT OF NE 14 BEG AT E 14 POST OF SEC TH N8745' 25!W ON E-W 14 LN 368.45 FT TH N 2923'05!W 352.33 FT S8745'25!
Legal Range	03E
Legal Township	07N
Legal Section	31
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	CALEDONIA
Census Block Group	2
Census Block	2049
Census Tract	31600

Owner

995 Richardson Rd is owned and occupied by an individual who bought it in May 2021.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	995 RICHARDSON RD, OWOSSO, MI 48867-9754
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Oct 15, 2020	Warranty Deed, Transfer · VA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on File
Deed Sale	May 28, 2021 · Amount on File
Deed Document Number	20213346947
Deed Book / Page	1283 / 168
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	May 28, 2021
Property Address	995 RICHARDSON RD, OWOSSO, MI 48867-9754
Document Number	0012830168
Book / Page	1283 / 168
Instrument Date	May 27, 2021
Instrument	3346947
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4519 S BILL RD, 4519, DURAND, MI 48429-9768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 WHITE OAK DR, PERRY, MI 48872-9179

Mortgage

Document Number	3346948
Date	May 28, 2021
Instrument	3346948

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Oct 15, 2020
Property Address	995 RICHARDSON RD, OWOSSO, MI 48867-9754
Document Number	0012740056
Book / Page	001274 / 000056
Instrument Date	Oct 9, 2020
Instrument	3337739
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	DIVERSIFIED NATIONAL TITLE, DIVERSIFIED NAT'L TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,088.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 RICHARDSON RD OWOSSO MI 488679754, OWOSSO, MI 48867-9754

Mortgage

Document Number	12740057
Date	Oct 15, 2020
Book Page	001274/000057
Instrument	3337740

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 995 Richardson Rd was $5,281 with a homeowner's exemption.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Caledonia Charter Township
Unified School District	Corunna Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,400 (+3.78%)	$494,800 (+3.78%)
2025	$5,281.00 Homeowner's exemption	$238,400	$476,800
2023	$4,827.00 Homeowner's exemption	$196,600	$393,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 995 Richardson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 995 Richardson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DayStarr Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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