Nassau County and Long Beach City property record for 995 Oceanfront, Long Beach, NY 11561
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,719 sqft · built 1988 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,150,000 (Apr 2007) |
| Tax Bill | $21,512 (2025) |
| Deeds & Mortgages | Dec 2016 Mortgage Dec 2016 Loan Modification |
| Flood Zone | Zone AE (high risk) |
| APN | 58-089-00-0015 |
| Primary APN | 58-089-00-0015 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,719 sqft Living Area |
| 1st Floor Area | 1,295 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 4,000 sqft (0.092 acres) |
| Lot Dimensions | 103 ft deep x 40 ft wide |
| View / Lot | Dead End |
| Pool Area | 360 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 310 sqft |
| Deck Area | 270 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 58089 00150 |
|---|---|
| Street Address | 995 OCEANFRONT |
| City | LONG BEACH |
| State | NY |
| Zip | 11561-1338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15-16,126 |
| Legal Subdivision | WEST END LONG BEACH |
| Legal Block | 89 |
| Legal Lot Number | 15 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | LONG BEACH |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 416401 |
995 Oceanfront is owned by two individuals who bought it in April 2007.
Source: Nassau County and Long Beach City records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 291 BROADWAY, 1202, NEW YORK, NY 10007-1869 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2016 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Dec 14, 2016 | Loan Modification, Consolidation and Extension, Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2007 · Amount on File |
| Deed Sale | Apr 25, 2007 · Amount on File |
| Prior Sale | Mar 3, 2000 · Amount on File |
| Deed Book / Page | 12258 / 274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 995 OCEANFRONT, LONG BEACH, NY 11561-1338 |
| Document Number | 0418570502 |
| Instrument Date | Dec 14, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2019 |
| Title Company | TITLEVEST AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 376 CLINTON ST BROOKLYN NY 112313677, BROOKLYN, NY 11231-3677 |
| Document Number | 0418570502 |
|---|---|
| Date | Jan 20, 2017 |
| Book Page | 041857/000502 |
| Instrument | 6725 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 19, 2047 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 995 OCEANFRONT, LONG BEACH, NY 11561-1338 |
| Instrument Date | Dec 14, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | TITLEVEST AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 376 CLINTON ST #1 BROOKLYN NY 112313629, 1, BROOKLYN, NY 11231-3629 |
| Document Number | 418570523 |
|---|---|
| Date | Jan 20, 2017 |
| Book Page | 041857/000523 |
| Instrument | 6726 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | 1111 POLARIS PKWY, COLUMBUS, OH 43240-2031 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 19, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 995 Oceanfront was $21,512.
Source: Nassau County and Long Beach City assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| Municipality | Long Beach City |
| Unified School District | Long Beach City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,494 Land $592 Building $902 | $1,494,000 | |
| 2025 | $21,512.00 | ||
| 2023 | $16,891.00 Additional exemption filed | $1,440 Land $571 Building $869 | $1,440,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 995 Oceanfront in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 304 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 333 units insured incl. 29 condo units |
| Nearby Flood Claims | 511 (1978–2023) |
| Claims Outside the SFHA | 132 of 511 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 995 Oceanfront has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LONG BEACH CITY serves 35,000 people · EPA ID NY2902834 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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